A Chicago Bankruptcy Attorney Wants to Help You Get Back on Your Feet
Coming to the decision that you should file for bankruptcy is not easy. You likely have a number of questions and concerns, and you do not know where to turn when you need some help and advice. Your first step is going to be in finding a bankruptcy attorney in Chicago. When you are working with a qualified bankruptcy attorney in Chicago, you will have a much easier time understanding the steps involved in the filing process and everything that follows. In the past few years, changes to the laws of bankruptcy have made it more difficult to understand in many cases.
Filing for bankruptcy requires that you follow a certain set of rules and protocols. You will have to file with the federal bankruptcy court in the area where you've been a resident for the past 180 days, or the area you've lived for the majority of that time if you've lived in different locations. A Chicago bankruptcy attorney can help you with this. You can also file in the area where you've done business or where you own assets for the previous 180 days. It might be possible to file on your own, but you will find that the aid of a bankruptcy attorney in Chicago is going to make things much easier on you.
The Chicago Bankruptcy Attorney Helps from Beginning to End
Your Chicago bankruptcy attorney is going to be able to help you with the filing process from start to finish, and he or she will be with you each step of the way to make sure that you do everything correctly. The bankruptcy attorney in Chicago will be able to make sure that you meet the requirements to file bankruptcy.
They will let you know about the consumer credit counseling course that you have to take. Often, you will be able to take these courses online, but you may complete them over the phone or in person if that is preferable. In addition to the course, your bankruptcy attorney in Chicago is going to be able to help you determine your assets and liabilities, which you need to disclose when you file. It is important that you include all of the assets and liabilities, and your attorney will be able to help you with this.
One of the things that your Chicago bankruptcy attorney is going to want to make sure you know is that you should stop using your credit cards when you decide to file. The recent charges that you place on your cards might not be discharged, which means you are still going to be liable for them when you file.
While bankruptcy might not be for everyone, it can be quite beneficial. When you file, creditors are not going to be able to take action against you, and they will not be able to call and harass you on the phone. Let a Chicago bankruptcy attorney start helping you with your case today. It might look bleak right now, but that doesn't mean it's the end!
Filing for bankruptcy requires that you follow a certain set of rules and protocols. You will have to file with the federal bankruptcy court in the area where you've been a resident for the past 180 days, or the area you've lived for the majority of that time if you've lived in different locations. A Chicago bankruptcy attorney can help you with this. You can also file in the area where you've done business or where you own assets for the previous 180 days. It might be possible to file on your own, but you will find that the aid of a bankruptcy attorney in Chicago is going to make things much easier on you.
The Chicago Bankruptcy Attorney Helps from Beginning to End
Your Chicago bankruptcy attorney is going to be able to help you with the filing process from start to finish, and he or she will be with you each step of the way to make sure that you do everything correctly. The bankruptcy attorney in Chicago will be able to make sure that you meet the requirements to file bankruptcy.
They will let you know about the consumer credit counseling course that you have to take. Often, you will be able to take these courses online, but you may complete them over the phone or in person if that is preferable. In addition to the course, your bankruptcy attorney in Chicago is going to be able to help you determine your assets and liabilities, which you need to disclose when you file. It is important that you include all of the assets and liabilities, and your attorney will be able to help you with this.
One of the things that your Chicago bankruptcy attorney is going to want to make sure you know is that you should stop using your credit cards when you decide to file. The recent charges that you place on your cards might not be discharged, which means you are still going to be liable for them when you file.
While bankruptcy might not be for everyone, it can be quite beneficial. When you file, creditors are not going to be able to take action against you, and they will not be able to call and harass you on the phone. Let a Chicago bankruptcy attorney start helping you with your case today. It might look bleak right now, but that doesn't mean it's the end!