Living on a retirement income is not easy. If you are retired and you live in Lake Mary, you should take proactive steps to save money on the essential things in life. In the state of Florida, residents must carry auto insurance to satisfy state mandated laws. Just because you are required to carry auto insurance does not mean you have to pay ridiculous rates that eat into your livable income. Review your auto insurance Lake Mary FL for missing discounts and lower your monthly insurance premiums without lowering your coverage.
Driver Safety Training Discounts
Over the years, you may need to brush up on your defensive driving skills. Insurance companies offer attractive discounts to policyholders who attend driver safety training courses. Most training courses last between 4 and 8 hours. Once you complete the training course, the institution will give you a certificate of completion. This certificate of completion will qualify you for discounts of up to 30 percent for 3 years. Not only will you learn something, you will save money.
Low Annual Mileage Discounts
When you are retired, you no longer have to commute to and from work. Insurance companies offer lower rates for drivers who are not on the road as often. Review your auto insurance Lake Mary FL policy to verify you are not being rated for high annual miles. Also, make sure that your vehicle usage is rated pleasure and not commute or business. The combination of lower annual mileage and pleasure vehicle usage will save you quite a bit on your insurance premiums.
Daytime Driver Discounts
Most insurance companies offer their own special type of discounts to attract new policyholders. One discount many retired drivers are not aware of is the daytime driver discount. If you only drive in the morning, afternoon, or evening, you may qualify for savings. You will need to contact your insurer and other Florida insurance carriers to see if they offer this discount. You may also have to sign a form verifying that you only plan to drive during daylight hours. Be sure to notify your agent if you have any changes in your driving habits. If you do end up driving during the dark, you may need to make slight alterations to your policy.
Every time you receive your auto insurance renewal, you should review your coverage options and your discounts to ensure you are not paying too much. If you are tired of paying high premiums, start contacting auto insurance Lake Mary FL companies and request comparison quotes. When you request comparison quotes, ask your agent if you qualify for any other discounts the carrier may offer. Just a few hours out of your life can save you several hundred dollars. Take proactive steps to save money and live in retirement comfortably.
Driver Safety Training Discounts
Over the years, you may need to brush up on your defensive driving skills. Insurance companies offer attractive discounts to policyholders who attend driver safety training courses. Most training courses last between 4 and 8 hours. Once you complete the training course, the institution will give you a certificate of completion. This certificate of completion will qualify you for discounts of up to 30 percent for 3 years. Not only will you learn something, you will save money.
Low Annual Mileage Discounts
When you are retired, you no longer have to commute to and from work. Insurance companies offer lower rates for drivers who are not on the road as often. Review your auto insurance Lake Mary FL policy to verify you are not being rated for high annual miles. Also, make sure that your vehicle usage is rated pleasure and not commute or business. The combination of lower annual mileage and pleasure vehicle usage will save you quite a bit on your insurance premiums.
Daytime Driver Discounts
Most insurance companies offer their own special type of discounts to attract new policyholders. One discount many retired drivers are not aware of is the daytime driver discount. If you only drive in the morning, afternoon, or evening, you may qualify for savings. You will need to contact your insurer and other Florida insurance carriers to see if they offer this discount. You may also have to sign a form verifying that you only plan to drive during daylight hours. Be sure to notify your agent if you have any changes in your driving habits. If you do end up driving during the dark, you may need to make slight alterations to your policy.
Every time you receive your auto insurance renewal, you should review your coverage options and your discounts to ensure you are not paying too much. If you are tired of paying high premiums, start contacting auto insurance Lake Mary FL companies and request comparison quotes. When you request comparison quotes, ask your agent if you qualify for any other discounts the carrier may offer. Just a few hours out of your life can save you several hundred dollars. Take proactive steps to save money and live in retirement comfortably.
