Health insurance is a must because of rising medical costs. Even a day of hospitalization can be difficult to cope. Imagine a situation where a severe illness has struck suddenly which leaves you hospitalized for days. In such a situation, you need assistance in the form of health insurance. It offers compensation for so many different types of medical expenses, enabling you to cope with the losses that arise from them. It helps you and your family to manage under difficult circumstances by giving financial assistance to manage the medical bills.
How To Buy Health Insurance?
You can easily buy health insurance online which saves time and efforts. Online application can be done in minutes and once you have submitted the form in the company's website, policy documents are sent in a week's time to your email id or home address. Payment for premium and policy renewal can also be done online.
How Does Health Insurance Protect You?
A basic policy will not cost much but it offers a wide range of benefits. These benefits offer much needed assistance when you are sick and taking treatment. Here is a look at what coverage you get from it:
When you are getting treatment, there will be so many expenses involved, not just medical treatment alone. You have to pay for medicines, travel expenses for yourself and accompanying person, education expenses for children and much more. A comprehensive health policy will look into such expenses and provide compensation so that your financial burden is considerably reduced. This enables your family to cope with unexpected expenses. There are many add-ons that you can take to get additional protection and they are very helpful during a sudden medical emergency.
The Benefits Of Cashless Coverage
One of the key benefits offered by a comprehensive policy is cashless hospitalization. You can take treatment in any of the hospitals that fall under the insurer's network and not have to pay cash for it. The insurer will pay the hospital directly for medical treatment. This feature saves you the trouble of having to make cash arrangements at the last minute for getting treatment. The only requirement here is that the hospital where you are taking treatment must fall under the cashless hospital list. If it does not fall under the list, you have to pay upfront and then file a claim against the policy.
How To Buy Health Insurance?
You can easily buy health insurance online which saves time and efforts. Online application can be done in minutes and once you have submitted the form in the company's website, policy documents are sent in a week's time to your email id or home address. Payment for premium and policy renewal can also be done online.
How Does Health Insurance Protect You?
A basic policy will not cost much but it offers a wide range of benefits. These benefits offer much needed assistance when you are sick and taking treatment. Here is a look at what coverage you get from it:
- It pays for pre-hospitalization and post-hospitalization expenses
- Any bills arising from day-care procedure are covered by it
- It offers a lump sum in the event of critical illness
- It pays for domiciliary hospitalization
- It covers expenses for room rent
When you are getting treatment, there will be so many expenses involved, not just medical treatment alone. You have to pay for medicines, travel expenses for yourself and accompanying person, education expenses for children and much more. A comprehensive health policy will look into such expenses and provide compensation so that your financial burden is considerably reduced. This enables your family to cope with unexpected expenses. There are many add-ons that you can take to get additional protection and they are very helpful during a sudden medical emergency.
The Benefits Of Cashless Coverage
One of the key benefits offered by a comprehensive policy is cashless hospitalization. You can take treatment in any of the hospitals that fall under the insurer's network and not have to pay cash for it. The insurer will pay the hospital directly for medical treatment. This feature saves you the trouble of having to make cash arrangements at the last minute for getting treatment. The only requirement here is that the hospital where you are taking treatment must fall under the cashless hospital list. If it does not fall under the list, you have to pay upfront and then file a claim against the policy.
