What Injuries Are Covered By Workers Compensation?
When an accident occurs while you're at work, any financial result of that incident is covered by something called workers compensation.
This program is a form of insurance that is regulated by the States, and which provides protection for these kinds of incidents.
Your employer is the one that's responsible for covering you, and for making sure every employee is taken care of should something bad happen.
Of course, not everything is covered for free.
Workers compensation only covers certain types of injuries that occur as a result of your work.
That means if you're doing your job, at your work place, and something happens, you will be covered.
For example, you may be a construction worker, and you may fall down on a job site.
That's clearly a work related accident, since you were doing what you're paid to do, and something happened there.
That would be a classic case of something covered by workers' compensation.
It also doesn't have to be something this drastic.
Long term issues can be covered as well.
If you work in an office and you develop carpel tunnel syndrome, and you can prove that it happened because of your work, then you would be covered.
However, for things that can be debated, you will have to find evidence that what happened to you is because of your job description.
There are cases however that aren't covered.
If you were doing something other than your job description, then that would not be covered.
For example, if you are the employee of a store, and you decide to go outside to help someone on the street, and an accident occurs, you wouldn't be covered.
Same thing if you crash your car while going to work, because your employer isn't responsible where you live.
However, if your boss asks you to go outside the work place and do something, like running an errant, then that would be covered.
The idea is that things that are asked of you by your company should be protected by workers' compensation.
In these cases, you can file a claim, and your employer would have to pay benefits, like medical bills and loss salary.
It's never good to have an accident at work, but when it happens, the last thing you want on your mind is monetary concerns, so with workers' compensation, you can be safe knowing that these issues will be taken care of.
The employer is forced by law to protect its employees, and if he doesn't, then there are various resources you can take, such as appealing the decision, or taking an attorney and going in front of a judge.
This program is a form of insurance that is regulated by the States, and which provides protection for these kinds of incidents.
Your employer is the one that's responsible for covering you, and for making sure every employee is taken care of should something bad happen.
Of course, not everything is covered for free.
Workers compensation only covers certain types of injuries that occur as a result of your work.
That means if you're doing your job, at your work place, and something happens, you will be covered.
For example, you may be a construction worker, and you may fall down on a job site.
That's clearly a work related accident, since you were doing what you're paid to do, and something happened there.
That would be a classic case of something covered by workers' compensation.
It also doesn't have to be something this drastic.
Long term issues can be covered as well.
If you work in an office and you develop carpel tunnel syndrome, and you can prove that it happened because of your work, then you would be covered.
However, for things that can be debated, you will have to find evidence that what happened to you is because of your job description.
There are cases however that aren't covered.
If you were doing something other than your job description, then that would not be covered.
For example, if you are the employee of a store, and you decide to go outside to help someone on the street, and an accident occurs, you wouldn't be covered.
Same thing if you crash your car while going to work, because your employer isn't responsible where you live.
However, if your boss asks you to go outside the work place and do something, like running an errant, then that would be covered.
The idea is that things that are asked of you by your company should be protected by workers' compensation.
In these cases, you can file a claim, and your employer would have to pay benefits, like medical bills and loss salary.
It's never good to have an accident at work, but when it happens, the last thing you want on your mind is monetary concerns, so with workers' compensation, you can be safe knowing that these issues will be taken care of.
The employer is forced by law to protect its employees, and if he doesn't, then there are various resources you can take, such as appealing the decision, or taking an attorney and going in front of a judge.