Cars & Vehicles Auto Insurance & Registration

How to Put Car Insurance in Your Parent's Name

    Getting Insurance on an Existing Car

    • 1). Ask your parents to call their insurance company and get a personal quote for adding a household member to their existing policy.

    • 2). Ask them to call various insurance companies to compare rates. Often, other companies may offer a lower rate and it may be worthwhile to switch insurance companies.

    • 3). Get quotes on insurance rates if you were to take the policy in your name and compare this with the above rates--even if you just to appreciate the difference.

    Getting Insurance on a New Car

    • 1). Register the new car in your parent's name if you are above the age limit required by your parent's insuanrce company. You can register a new car in your name and obtain coverage through your parent's company if you meet the company's age limit standards.

    • 2). Ask your parents to call their insurance company and get a personal quote for adding a household member to their existing policy.

    • 3). Ask them to call various insurance companies to compare rates. Often, other companies may offer a lower rate, and it may be worthwhile to switch.

    • 4). Call to find out insurance rates if you were to take the policy in your name and compare this with the above rates--even if you just wanted to see the difference.

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