A Travel Insurance Plan Helps Cut Medical Bills While Traveling To Southeast Asia?
If you are planning for a trip to the Southeast Asian countries never step out of your home without a travel insurance policy for overseas. Read on to know what such policies cover and how will they help you during emergencies.
Although individual circumstances may vary, it is highly recommended to every traveler traveling to Southeast Asia, not to leave home without a insurance policy.
There is a perception among many travelers to Southeast Asia, that as basic medical care is relatively cheap, there is little need for travel plan. Although it is true that basic medical care in such countries is comparatively cheaper to other countries, but your emphasis should be on the word basic and not cheap.
The inside story of Cambodian hospitals narrates a different tale. Every individual would prefer to spend as less time as possible in such hospitals. Thailand and Singapore, and to some extent Malaysia, provides a higher standard of medicare care but note that such care is generally offered in private hospitals. The longer you stay in such hospitals the more expensive will be the charges that you will have to bear. Even the medical bills associated with the stays can easily reach up to thousands of dollars.
Purchasing travel insurance means that you are not only buying something that will help you during your needs but also it will allow you to have peace of mind both for yourself and also for your friends and family who are at home or along with you during a trip.
What does a Travel Insurance Cover?
Besides providing medical care, travel insurance will help you in case of sudden mishaps like lost or misplacement of luggage, flight cancellation or delay, personal liability, funeral expense (dying overseas can be very expensive without a travel insurance), emergency dental treatment, etc.
The policies cover expensive items such as cameras, laptops, iPods, etc. The best advice for the purchasers would be to go through the policy wordings carefully before making any final purchase. Have patience, search through the internet, compare different policies offered by multiple providers, pay attention to the policy exclusions particularly. This will help you take a wise decision and move ahead.
Nowadays, many general insurance companies are launching websites for online presence and to reach out to a wide network. Online purchase enables you to save time and energy. Moreover you can do a comparative study of various travel insurance policies for overseas at a time and choose the best among the lot. Just make sure you choose a reputed company in this respect.
Although individual circumstances may vary, it is highly recommended to every traveler traveling to Southeast Asia, not to leave home without a insurance policy.
There is a perception among many travelers to Southeast Asia, that as basic medical care is relatively cheap, there is little need for travel plan. Although it is true that basic medical care in such countries is comparatively cheaper to other countries, but your emphasis should be on the word basic and not cheap.
The inside story of Cambodian hospitals narrates a different tale. Every individual would prefer to spend as less time as possible in such hospitals. Thailand and Singapore, and to some extent Malaysia, provides a higher standard of medicare care but note that such care is generally offered in private hospitals. The longer you stay in such hospitals the more expensive will be the charges that you will have to bear. Even the medical bills associated with the stays can easily reach up to thousands of dollars.
Purchasing travel insurance means that you are not only buying something that will help you during your needs but also it will allow you to have peace of mind both for yourself and also for your friends and family who are at home or along with you during a trip.
What does a Travel Insurance Cover?
Besides providing medical care, travel insurance will help you in case of sudden mishaps like lost or misplacement of luggage, flight cancellation or delay, personal liability, funeral expense (dying overseas can be very expensive without a travel insurance), emergency dental treatment, etc.
The policies cover expensive items such as cameras, laptops, iPods, etc. The best advice for the purchasers would be to go through the policy wordings carefully before making any final purchase. Have patience, search through the internet, compare different policies offered by multiple providers, pay attention to the policy exclusions particularly. This will help you take a wise decision and move ahead.
Nowadays, many general insurance companies are launching websites for online presence and to reach out to a wide network. Online purchase enables you to save time and energy. Moreover you can do a comparative study of various travel insurance policies for overseas at a time and choose the best among the lot. Just make sure you choose a reputed company in this respect.
