Should You Turn to Your Auto Insurance Company For Home Insurance Quotes?
There's something incredibly thrilling about signing on the dotted line for your first home.
There's something not so thrilling about realizing what goes with it! Unless you have to buy new timbers and completely rebuild your roof, it's pretty safe to say that your home insurance policy is going to be the most important thing you buy when you move into your new place.
The question is, where are you going for home insurance quotes? There are plenty of companies out there offering home insurance, many of which do business coast to coast and will be able to continue your coverage if you ever decide to upgrade.
Some specialize in old houses.
Some extend coverage to historical properties.
Some are going to give you grief if your house is over 30 years old.
All of them are going to charge you full price for your coverage.
If you've had home or renter's insurance in the past you may already have a provider that gives you reasonable rates, gets paperwork done fast and doesn't throw up so much red tape that your claims go months before being resolved.
If you're a first time buyer, really hate your current provider or are just looking for a way to skim a little cash off the top, start by asking for home insurance quotes from your auto insurance.
Many auto insurance companies have branched out into home insurance over the years (or vice versa).
It cuts down on the competition and makes it easier to build a loyal customer base.
More importantly, it gives you a great opportunity to get home insurance quotes that make your life easier and actually fall in your monthly budget.
When these companies are building their customer base, they're looking for ways to convince you that you want to do business with them.
Convenience is a major sticking point.
It's a lot easier to write one check than two or three for your insurance, and it's nice to have one company you can go to instead of playing phone tag through representatives and underwriters at another.
The insurance industry is a dog-eat-dog world, with dozens of carriers competing for the same small pool of customers.
To sweeten the deal, most auto insurance companies also offer you a discount on your home insurance quotes if you do business with them instead of the insurance carrier down the street.
So, you can take your chances with an insurance company you don't know and don't know you can trust, or you can insure your new house through the same company that covers your car.
Sometimes, it's all about having that familiar face.
There's something not so thrilling about realizing what goes with it! Unless you have to buy new timbers and completely rebuild your roof, it's pretty safe to say that your home insurance policy is going to be the most important thing you buy when you move into your new place.
The question is, where are you going for home insurance quotes? There are plenty of companies out there offering home insurance, many of which do business coast to coast and will be able to continue your coverage if you ever decide to upgrade.
Some specialize in old houses.
Some extend coverage to historical properties.
Some are going to give you grief if your house is over 30 years old.
All of them are going to charge you full price for your coverage.
If you've had home or renter's insurance in the past you may already have a provider that gives you reasonable rates, gets paperwork done fast and doesn't throw up so much red tape that your claims go months before being resolved.
If you're a first time buyer, really hate your current provider or are just looking for a way to skim a little cash off the top, start by asking for home insurance quotes from your auto insurance.
Many auto insurance companies have branched out into home insurance over the years (or vice versa).
It cuts down on the competition and makes it easier to build a loyal customer base.
More importantly, it gives you a great opportunity to get home insurance quotes that make your life easier and actually fall in your monthly budget.
When these companies are building their customer base, they're looking for ways to convince you that you want to do business with them.
Convenience is a major sticking point.
It's a lot easier to write one check than two or three for your insurance, and it's nice to have one company you can go to instead of playing phone tag through representatives and underwriters at another.
The insurance industry is a dog-eat-dog world, with dozens of carriers competing for the same small pool of customers.
To sweeten the deal, most auto insurance companies also offer you a discount on your home insurance quotes if you do business with them instead of the insurance carrier down the street.
So, you can take your chances with an insurance company you don't know and don't know you can trust, or you can insure your new house through the same company that covers your car.
Sometimes, it's all about having that familiar face.