How to File a Chapter 13 Bankruptcy in Connecticut

1). Individuals and sole proprietors qualify for Chapter 13 bankruptcy in Connecticut. The bankruptcy process gives you a chance to organize your debts and repay them during a specified time period, usually three to five years. According to Lawyers.com, qualifying for Chapter 13 bankruptcy in Connecticut requires a stable source of income that covers more than your monthly expenses --- you must have money left over; this will be used to pay down your debts. Your secured debt (backed by property a creditor could take) cannot be above $1,010,650. Your unsecured debt cannot be above $336, 900.
2). Fill out the necessary paperwork. According to the United States Bankruptcy Court, a chapter 13 bankruptcy filing in Connecticut requires a list of your assets and liabilities, a list of your income and expenses, a list of your current contracts and leases and a statement of your financial affairs. You will also have to present the court with a copy of your most recent tax return. Forms can be found at uscourts.gov/bkforms/bankruptcy_forms.html#official.
3). Decide where you need to file your Connecticut bankruptcy petition. Litchfield and Fairfield county residents file at the Bridgeport Office. Hartford, Tolland, Windham and New London county residents should file at the Hartford Office. Middlesex and New Haven counties should file at the New Haven office.
4). File your Chapter 13 bankruptcy petition. You will need all the paperwork mentioned above along with $274 in fees.