Is the Workers" Compensation Carrier With the Most Clients the Lowest Cost?
Ready? Here are the top four which make up 37% of the total workers' compensation market in California.
-State Compensation Fund -American Home Assurance - AIG -Zurich -Zenith YOU BETTER KEEP READING - Are you insured with any of these carriers? Chances are at least some of you reading this are insured with these carriers.
They are all large, somewhat reputable, carriers but did you know NONE of these are usually the most competitive? At least one of them has superior service.
Do you know which one that is? These are the carriers that have the most market share.
That means 37% of businesses in California are insured with these carriers, over a third of California businesses.
The top three most competitive carriers only insure a total of 3.
7% of the market.
Do you think you are insured with one of those? Chances are that you are not.
Do you know who they are? Statistics are great because they support what we tell our clients all the time - we can save you money 98% of the time.
We get prospective clients all the time asking us how we know that we can save them money, when we have not even seen their polices.
Because of statistics like this prove our theory which correlates to reality.
We could not offer our service with a zero cost factor if we could not perform.
The other reason we save companies money is with statistics such as these, finding the 3.
7% that have found the hot market is hard and rare, even if we do - there is still money on the table - we just can't save them 50% but perhaps it is just 10%.
The rest of the businesses that are not aware of the availability of savings are jeopardizing their companies' assets by over spending.
You do not have to spend more to get more.
You do not usually even have to change agents or carriers.
Here is another kicker for you.
This is just workers' compensation.
Which is usually a heated discussion for most business owners, most pay more attention to this line of insurance - the property and liability insurance is a whole other issue where most businesses are over paying by even more.
You just don't know it.
It pays to be knowledgeable.
Workers' compensation rates are expected to go up in July 2009, do you know where the hot markets will be then.
This just in - rates going up for two carriers that maintain the top share of the market and are already some of the most expensive.
Buyer beware.
-State Compensation Fund -American Home Assurance - AIG -Zurich -Zenith YOU BETTER KEEP READING - Are you insured with any of these carriers? Chances are at least some of you reading this are insured with these carriers.
They are all large, somewhat reputable, carriers but did you know NONE of these are usually the most competitive? At least one of them has superior service.
Do you know which one that is? These are the carriers that have the most market share.
That means 37% of businesses in California are insured with these carriers, over a third of California businesses.
The top three most competitive carriers only insure a total of 3.
7% of the market.
Do you think you are insured with one of those? Chances are that you are not.
Do you know who they are? Statistics are great because they support what we tell our clients all the time - we can save you money 98% of the time.
We get prospective clients all the time asking us how we know that we can save them money, when we have not even seen their polices.
Because of statistics like this prove our theory which correlates to reality.
We could not offer our service with a zero cost factor if we could not perform.
The other reason we save companies money is with statistics such as these, finding the 3.
7% that have found the hot market is hard and rare, even if we do - there is still money on the table - we just can't save them 50% but perhaps it is just 10%.
The rest of the businesses that are not aware of the availability of savings are jeopardizing their companies' assets by over spending.
You do not have to spend more to get more.
You do not usually even have to change agents or carriers.
Here is another kicker for you.
This is just workers' compensation.
Which is usually a heated discussion for most business owners, most pay more attention to this line of insurance - the property and liability insurance is a whole other issue where most businesses are over paying by even more.
You just don't know it.
It pays to be knowledgeable.
Workers' compensation rates are expected to go up in July 2009, do you know where the hot markets will be then.
This just in - rates going up for two carriers that maintain the top share of the market and are already some of the most expensive.
Buyer beware.