A scissor in the hand may not only cut the hair but your business too due to negligence or any other factor. So an insurance coverage to protect your services becomes mandatory. Hair dressing saloon insurance is one of the major beauty insurance products which cover:
Hairdressing in saloons
Similar services by freelancers
Hairdressing by barbers, saloon owners
Mobile hairdressing (where in the hairdresser visits the clients place to provide him services)
Makeup artist's services.
Most of the policies cover the risk as:
Overall services related to hair cut like washing, drying, cutting and styling
Other services which are meant for special treatment of locks like dyeing, waving, tinting etc.
Coverage related to hair removal process
Coverage on the plucking as well as shaping of eyebrows and eyelashes
The cover provides compensation for:
1. Personal accidents
2. Damage to the building and also to the assets kept in the building due to fire, theft, natural calamities, which cause interruption in the business.
3. The liability on the employer if an employee suffers in employment. The employee here refers to part time, full time staff member, volunteer working for you, trainee or even a freelancer
4. Any public liability arising in due course of business
Apart from the compensation, the insurance also cover legal expenses like tax protection and debt recovery.
The competition is so high in this field that you can get a number of quotations. Not only you can contact the dealer and have a face to face meeting but you can order and avail the insurance cover online with a click on the order button at the respective service providing websites. The Hairdressing salon insurance agents also provide valuable advice on the policies. They can also assist you in availing tailored made plans to suit your specific requirement.
You must opt for the coverage if you are starting a new saloon. It is also recommended if you are already into the business and doing well in every aspect. If you are self employed, providing mobile services to the customers, you can have the policy too which covers public and employers liability.
Business must be protected for long term growth. You can choose the policy which cover specific aspects or the one which covers the services broadly. Make sure that the beauty treatment insurance which you take does not force you to increase the premiums unduly thus wasting your money.
Hairdressing in saloons
Similar services by freelancers
Hairdressing by barbers, saloon owners
Mobile hairdressing (where in the hairdresser visits the clients place to provide him services)
Makeup artist's services.
Most of the policies cover the risk as:
Overall services related to hair cut like washing, drying, cutting and styling
Other services which are meant for special treatment of locks like dyeing, waving, tinting etc.
Coverage related to hair removal process
Coverage on the plucking as well as shaping of eyebrows and eyelashes
The cover provides compensation for:
1. Personal accidents
2. Damage to the building and also to the assets kept in the building due to fire, theft, natural calamities, which cause interruption in the business.
3. The liability on the employer if an employee suffers in employment. The employee here refers to part time, full time staff member, volunteer working for you, trainee or even a freelancer
4. Any public liability arising in due course of business
Apart from the compensation, the insurance also cover legal expenses like tax protection and debt recovery.
The competition is so high in this field that you can get a number of quotations. Not only you can contact the dealer and have a face to face meeting but you can order and avail the insurance cover online with a click on the order button at the respective service providing websites. The Hairdressing salon insurance agents also provide valuable advice on the policies. They can also assist you in availing tailored made plans to suit your specific requirement.
You must opt for the coverage if you are starting a new saloon. It is also recommended if you are already into the business and doing well in every aspect. If you are self employed, providing mobile services to the customers, you can have the policy too which covers public and employers liability.
Business must be protected for long term growth. You can choose the policy which cover specific aspects or the one which covers the services broadly. Make sure that the beauty treatment insurance which you take does not force you to increase the premiums unduly thus wasting your money.
