Have you ever wondered whether you are really getting value out of your life insurance in your superannuation account? If this is you, or if you are just wondering whether you are getting the best ... ......[Read More]

Last year proved difficult for those approaching retirement, with pension funds falling significantly in potential value. With the prospect of a smaller income at retirement many retirees have been left wondering what the future holds. What can we expect in 2012?......[Read More]

A death in the family is never pleasant news to hear and securing your family with a financial cover enables to reduce the financial burden. In case of medical illness, Life Insurance provides a cover to meet the rising cost of the medical treatments as well. A sound insurance policy eases the finan......[Read More]

Applying for a loan or home mortgage can be a very stressful and challenging ordeal. Even though the outcome can often be a very wonderful thing - making you more independent or giving you equitable assets you can call your own - it seems like the powers that be make the process of actually obtainin......[Read More]

When an insurance company has a question about whether a policy covers a claim, it sends a letter called a "reservation of rights." The company reserves its rights to deny all or part of a claim if the policy does not cover a loss.......[Read More]

As we mentioned in the previous article, universal life (UL) was introduced in 1981-82, in response to a historically high interest environment and a consumer awareness of the value of self-directed i......[Read More]

It's something that many people don't think about these days, the need for life cover. I bet if you asked 100 people if they had any, the chances are that most of them wouldn't. And If you were to ask the same 100 people when the right time to get life cover was, they'd tell you ......[Read More]

Managing risk is essential in every organization to accomplish its key objectives effectively. Risk management not only requires a reliable process to capture risks, but also needs a mechanism to document and administer the organization's response.......[Read More]

Obtaining a mis sold PPI has afflicted a number of men and women throughout the many years. This typically happens inside want to protect them self through the personal loan as well as the not ... ......[Read More]

When you are self-employed, taking care of details that are normally handled by the Human Resources department of a company suddenly becomes your responsibility. You have to set up your retirement plans, making investments for ... ......[Read More]

Some health club insurance companies offer the same rates to all of their customers. They will just provide blanket coverage for one low price. Other companies, however, will give different levels of coverage to different ... ......[Read More]

If this comes about, then you wish it to be over and done with as soon as possible. The good insurance is pledge of financial safety in the USA. The moment the Form is accepted, ... ......[Read More]

Claims management is one of the key processes of any insurance company. An effective claims management system will have a great positive impact on the company, regardless of its size. It takes care of many ... ......[Read More]

If you drop your iPad onto a tiled floor from a significant height, then you may be able to predict with some certainty that the chances of it working again when you pick it up may be fairly small. How you deal with that situation thereafter will depend to a great extent on whether or not you have i......[Read More]

There's been a heated rhetoric meant to subdue the promoting hype that specified businesses or internet promoting gurus establish about mystery searching. However, when taking the middle stance between the pro-campaigning and the outright denunciation ... ......[Read More]

Case laws uphold deducting from employees severance payments to pay for cafeteria plan benefits that a terminated employee enjoys for an extended time following the date of termination. While utilizing a health insurance broker isn't ... ......[Read More]

When comparing low cost long-term health insurance, Arizona residents must compare facilities on an apple-to-apple basis.To compare an Assisted living facility to a nursing home, will do nothing but frustrate you and may be the cause of making.........[Read More]

One concern for those who purchase long term care insurance is that they might not need to use their policy in their lifetime. Then years of premiums would have been paid for no return. For older persons who care considering purchasing an annuity the concern is that they will not live long enough to......[Read More]

Insurance contracts operate on the basis of five major principles. Every investor who plans to enter into a contract with an insurance company should know the basic principles so that the contract can remain valid even in the event of a loss occurring. A person can get captive insurance from a compa......[Read More]

It is an age old adage that you should be prepared to stay invested for the long term if you want to earn good returns. However, stability does not mean you finalize the affordable life insurance deal and just keep on making the payments. If you have opted for an affordable insurance policy and want......[Read More]