Acquire swift funds instantly with the help of personal loan without any collateral
Are you a concerned person looking for some little funds for your daughter's marriage or your son's education? Unsecured personal loan can be the best option to cater all those needs. This loan option gives you an opportunity to avail cash instantly without any hassle. Personal loan gives the financial support to the individual who is in the urgent need of money. If you have your own house and want to renovate it to give a better look for it, personal debt is the best option to cater all those needs. Personal finance is an unsecured debt which a borrower can avail without pledging any asset to the lender.
A person can borrow personal finance from a variety of financial institutions. Various public as well as private banks are indulged in offering personal debt at competitive interest rates. Banks like ICICI provide ICICI Personal Loan without any hassle. The advantages offered by these loans are:
1) Easily available: A personal loan is easily available and is the best choice for a needy person who is in the urgent need of money.
2) Quick disbursal: A person who is in the urgent need of cash can avail personal debt within 48 hours. This is due to the fact that a person will not have to follow any lengthy procedures to avail personal debt.
3) Multipurpose loan: A Personal Loan is all purpose loans which a borrower can use for numerous financial problems. The need of paying old and existing debts, paying education fees, paying medical expenses and so on. All of these needs can be easily fulfilled with the help of personal loan.
4) No guarantee requirement: A personal finance can be acquired without any collateral requirement without any extra guarantee requirement.
Thus, all of the advantages offered by personal loan make it most affordable and preferable loan scheme to follow.
Eligibility criteria for a personal loan from ICICI:
ICICI bank offers personal debt to the salaried as well as self employed people.
The eligibility criteria for the salaried people are as follows:
1) The minimum and maximum age for the salaried people is 21 years and 60 years respectively.
2) A person should have credit score above 650 and monthly income above 15,000. These parameters will help a person to acquire a loan at low interest rates.
3) An individual must have overall 3 years work experience and 1 month work experience in the related field.
For a self employed professional:
1) The minimum and maximum age must be 25 years and 65 years respectively.
2) The person should be filling an ITR of 1 – 1.5 Lakhs which will help him / her to acquire loan easily.
3) The borrower must have a good credit history without any due debts.
A person getting salary in cash is not eligible to avail personal debt at low rates.
Thus, these loans are instant and convenient form of loans which provides financial assistance to the people at low rates.
A person can borrow personal finance from a variety of financial institutions. Various public as well as private banks are indulged in offering personal debt at competitive interest rates. Banks like ICICI provide ICICI Personal Loan without any hassle. The advantages offered by these loans are:
1) Easily available: A personal loan is easily available and is the best choice for a needy person who is in the urgent need of money.
2) Quick disbursal: A person who is in the urgent need of cash can avail personal debt within 48 hours. This is due to the fact that a person will not have to follow any lengthy procedures to avail personal debt.
3) Multipurpose loan: A Personal Loan is all purpose loans which a borrower can use for numerous financial problems. The need of paying old and existing debts, paying education fees, paying medical expenses and so on. All of these needs can be easily fulfilled with the help of personal loan.
4) No guarantee requirement: A personal finance can be acquired without any collateral requirement without any extra guarantee requirement.
Thus, all of the advantages offered by personal loan make it most affordable and preferable loan scheme to follow.
Eligibility criteria for a personal loan from ICICI:
ICICI bank offers personal debt to the salaried as well as self employed people.
The eligibility criteria for the salaried people are as follows:
1) The minimum and maximum age for the salaried people is 21 years and 60 years respectively.
2) A person should have credit score above 650 and monthly income above 15,000. These parameters will help a person to acquire a loan at low interest rates.
3) An individual must have overall 3 years work experience and 1 month work experience in the related field.
For a self employed professional:
1) The minimum and maximum age must be 25 years and 65 years respectively.
2) The person should be filling an ITR of 1 – 1.5 Lakhs which will help him / her to acquire loan easily.
3) The borrower must have a good credit history without any due debts.
A person getting salary in cash is not eligible to avail personal debt at low rates.
Thus, these loans are instant and convenient form of loans which provides financial assistance to the people at low rates.
