There is an ongoing myth about purchasing car insurance online; that it is neither safe nor accurate.
It is an exceedingly common misconception that most people fall into, in fact it is almost hard not to if you are not all that knowledgeable about the process online.
Since, the news and other great methods of propaganda make readily available horror stories about purchases people take the warning as a red alert for not even trying.
Usually problems arise from not being careful enough when you are purchasing something online.
Most things that are in fact legitimate will have been verified by authentication services.
This verification will be in plain sight at the top or bottom of the page site, so there is no real need to worry as long as you look for the right website (which are hardly ever hard to find).
Websites will generally not hide this verification, which can be clearly seen on many different sites, so if it is not in plain site it would be in your best interest.
Online horror stories are just that, stories.
You will not see on the news how safe a website is, since this is not newsworthy material.
So try not to get carried away but what you perceive to be a general truth, do a little research and the truth is right in front of you.
People usually have a hard time accepting rates online because they feel that they can not be so accurate if done via computer or some other stereotype such as this.
The truth of the matter is that even before it became popular or readily available to make your purchases online insurers were already using computers to come up with your rates.
If this was not done by the insurer himself on a computer he faxed your information to someone else to calculate your rates.
The process is still the same, minus the mediator.
Using the same algorithm online, people can get their rates in a much quicker and efficient way.
There should be no doubts about the legibility of the rates because they are being processed online, if anything you should be more confident since the only human error you should really take into account is your own.
If there is a something special about your situation that you are unsure of, customer service is still available so you can make sure that you process your information correctly.
The internet services available for you should not be disregarded simply because you are afraid that it might not be as safe or secure as the process would be contacting an agent personally when shopping for inexpensive auto insurance.
If you prefer one over the other that is a perfect reason, but do not force yourself more work than you are willing to do due to internet myths.