Cheap Homeowner"s Insurance Companiesin California
Sometimes it seems as if nothing is cheap in California, and that certainly includes homeowner's insurance.
Especially with the values of homes in California these days, the cost of providing protection for your home just keeps rising.
But here's something most people don't know.
If you take just a few simple steps you can often cut the cost of your home protection coverage in half.
That's right.
You may be able to get the exact same coverage you have today for half of what you are now paying! Let's start with a simple thing you can do.
Pay your premiums yearly instead of monthly.
If you can't do that you can still save around $100 each and every year if you simply pay your premium directly out of your checking or savings account every month.
If your company doesn't have the expense of mailing you a bill every month they can pass that savings on to you.
If you buy a kitchen-rated fire extinguisher and install it in your kitchen you'll save money - as long as you let your agent know what you've done.
Liability is a big part of the cost of your premium every month.
If you make your property safer from potential injury claims you can also save money.
That means replacing any broken or uneven concrete, replacing any broken floorboards on porches or decks, securing all porch and deck railings and filling in potholes.
Be sure you let your agent know what you've done.
Making your home burglar-resistant will also save you money.
Install motion-sensitive floodlights, add locks to every window and deadbolts to every exterior door.
Have you ever even thought about the deductible on your homeowner's insurance?Most people don't.
They just take the standard $500 deductible and never question it.
But if you don't make a lot of small claims against your policy then you can save a HUGE 25% or so simply by doubling your deductible to $1,000.
We've saved the biggest and the simplest thing you can do for last.
Shop for your policy online.
Online brokers routinely save you as much as 30% on the cost of your policy - and the policy you get online is every bit as good as any other policy you could buy - only it cost a LOT less! Adding all of your potential savings together could save you as much as 50% or even more every single month without any change in the protection that your property enjoys right now.
So why not check out the savings you can enjoy online right now.
It won't cost you a penny to look, and what you'll find may just leave you speechless!
Especially with the values of homes in California these days, the cost of providing protection for your home just keeps rising.
But here's something most people don't know.
If you take just a few simple steps you can often cut the cost of your home protection coverage in half.
That's right.
You may be able to get the exact same coverage you have today for half of what you are now paying! Let's start with a simple thing you can do.
Pay your premiums yearly instead of monthly.
If you can't do that you can still save around $100 each and every year if you simply pay your premium directly out of your checking or savings account every month.
If your company doesn't have the expense of mailing you a bill every month they can pass that savings on to you.
If you buy a kitchen-rated fire extinguisher and install it in your kitchen you'll save money - as long as you let your agent know what you've done.
Liability is a big part of the cost of your premium every month.
If you make your property safer from potential injury claims you can also save money.
That means replacing any broken or uneven concrete, replacing any broken floorboards on porches or decks, securing all porch and deck railings and filling in potholes.
Be sure you let your agent know what you've done.
Making your home burglar-resistant will also save you money.
Install motion-sensitive floodlights, add locks to every window and deadbolts to every exterior door.
Have you ever even thought about the deductible on your homeowner's insurance?Most people don't.
They just take the standard $500 deductible and never question it.
But if you don't make a lot of small claims against your policy then you can save a HUGE 25% or so simply by doubling your deductible to $1,000.
We've saved the biggest and the simplest thing you can do for last.
Shop for your policy online.
Online brokers routinely save you as much as 30% on the cost of your policy - and the policy you get online is every bit as good as any other policy you could buy - only it cost a LOT less! Adding all of your potential savings together could save you as much as 50% or even more every single month without any change in the protection that your property enjoys right now.
So why not check out the savings you can enjoy online right now.
It won't cost you a penny to look, and what you'll find may just leave you speechless!