A rainy day is inevitably coming your way.
You might be surprised to know how many people live comfortable lives but have saved little or nothing.
Most believe that if they made more money, they would save.
But it doesn't work that way.
When the raise comes, they increase their spending instead of saving.
That's why there are six and seven figure earners who are broke and in debt.
This fact is especially applicable in the states where we have a high rate of consuming goods.
They may think saving deprives them of something.
They fail to understand "pay yourself first" and don't consider the consequences of going further into debt when a cash need arises.
If you are among the non-savers, get your emergency plan on track.
With many responsibilities, it might seem difficult or pointless to save just $20 or $30 a week.
But within a year, $20 a week comes to more than $1,000.
If you consider your spending habits, however, you might find that you spend $5 or $10 per day on things you don't really need.
Whatever you can put together, start setting it aside in an emergency fund.
Having money automatically saved from your paycheck is an easy way to start.
People may say the way to security is to come into a lot of money or get a big increase in their income all at once.
But that won't do it.
People who handle money wisely, and people who don't, are found at all income levels.