New To Alberta? Getting Your Calgary Car Insurance
There are a lot of things you need to take care of when you move from one place to another. Aside from finding a place to live and then turning on the power and water, you need to make sure your vehicles are insured and in compliance with the regulations in your new city and province. Here are some things to consider and think about when it comes to selecting a Calgary car insurance policy:
Claims Experience Letters
When you move to Alberta you have 90 days to transfer your vehicle over to Alberta insurance and register your vehicle in the province. To switch insurance providers in the process, you will need to get a claims experience letter from your former insurance provider. This is a formal letter that provides a detailed history of your driving record and is used by prospective insurers to determine how safe a driver you are and whether they are able to insure you.
Inspections
Before you can register your vehicle, if it is older than 12 years you will need to have it inspected to ensure that it is roadworthy and in good condition. This inspection must be conducted by a certified inspection center and is required both by law and insurance companies. When your vehicle is inspected, they will look at the following systems and either pass or fail your vehicle based on their findings:
"Fuel and Exhaust systems
"Engine controls
"Steering
"Suspension
"Brakes
"Lights and Lamps
"Tires
"Glass & Wipers
"Defrosters, Heaters, and Air Conditioners
Should your vehicle fail any of these inspections you will be given an opportunity to correct the issue before they will offer you an inspection certificate. However, be aware that this deadline is very short and you will need to rectify any problems very quickly.
Choosing a New Calgary Car Insurance Policy
Once your inspections are completed and your claims experience letters have been processed, it will be time to choose a new insurance policy. This can be a time consuming process and it is a wise idea to enlist the assistance of Bow Valley Insurance and our highly experienced brokers to help. With over 35 years in the industry, we have developed a reliable network of insurance companies and can help you navigate the ins and outs of the many policies available.
If you are a safe and responsible driver and have no demerit points on your license, we can help you save on the following Calgary car insurance coverage:
"$1,000,000 liability coverage or more
"Physical damage caused by collisions, fires, theft, etc.
"Vehicle depreciation
"Conviction & Accident waivers
"Rental car coverage
"Family protection coverage
If you are a recent transplant to Alberta, be sure to call Bow Valley Insurance at 403-297-9400 before you sign up for an auto insurance policy. Our insurance brokers will be happy to help you find the coverage your desire at the price you can afford.
Claims Experience Letters
When you move to Alberta you have 90 days to transfer your vehicle over to Alberta insurance and register your vehicle in the province. To switch insurance providers in the process, you will need to get a claims experience letter from your former insurance provider. This is a formal letter that provides a detailed history of your driving record and is used by prospective insurers to determine how safe a driver you are and whether they are able to insure you.
Inspections
Before you can register your vehicle, if it is older than 12 years you will need to have it inspected to ensure that it is roadworthy and in good condition. This inspection must be conducted by a certified inspection center and is required both by law and insurance companies. When your vehicle is inspected, they will look at the following systems and either pass or fail your vehicle based on their findings:
"Fuel and Exhaust systems
"Engine controls
"Steering
"Suspension
"Brakes
"Lights and Lamps
"Tires
"Glass & Wipers
"Defrosters, Heaters, and Air Conditioners
Should your vehicle fail any of these inspections you will be given an opportunity to correct the issue before they will offer you an inspection certificate. However, be aware that this deadline is very short and you will need to rectify any problems very quickly.
Choosing a New Calgary Car Insurance Policy
Once your inspections are completed and your claims experience letters have been processed, it will be time to choose a new insurance policy. This can be a time consuming process and it is a wise idea to enlist the assistance of Bow Valley Insurance and our highly experienced brokers to help. With over 35 years in the industry, we have developed a reliable network of insurance companies and can help you navigate the ins and outs of the many policies available.
If you are a safe and responsible driver and have no demerit points on your license, we can help you save on the following Calgary car insurance coverage:
"$1,000,000 liability coverage or more
"Physical damage caused by collisions, fires, theft, etc.
"Vehicle depreciation
"Conviction & Accident waivers
"Rental car coverage
"Family protection coverage
If you are a recent transplant to Alberta, be sure to call Bow Valley Insurance at 403-297-9400 before you sign up for an auto insurance policy. Our insurance brokers will be happy to help you find the coverage your desire at the price you can afford.
