When You Compare a Whole Life Insurance Quote to Others, You End Up Paying Less For More
When you take on the task to find a better insurance rate you want to make sure you compare a whole life insurance quote to at least five other insurance carriers.
Why would you want at least five? Well, as there are so many insurance companies, you want to at least hit five or more to see what kind of range your rate would be.
You could range from $15.
00/month to $65.
00/month for coverage of up to $250,000.
This is completely up to the company you choose.
My point is, you can always find a better deal if you take the time to do a little digging.
Comparing quotes is the easy task.
All you have to do is fill out the short questionnaire forms from each insurance company website.
These forms ask very little, just basic information like your address, phone number, age, coverage you want and sometimes if you smoke or not.
This is a biggie for insurance companies.
If you smoke, you will pay more.
The data that is behind all the negative impacts that smoking causes, including early death, makes insurance companies raise rates for smokers.
If you smoke, be prepared to pay more.
Simply searching through the top results you get in your quest to compare a whole life insurance quote is not always the best way to get the best deal.
Don't always pick number one.
Insurance companies pay big money to keep top positions in search engine results.
Shop around, and explore and this may give you a better deal then you expected.
Why would you want at least five? Well, as there are so many insurance companies, you want to at least hit five or more to see what kind of range your rate would be.
You could range from $15.
00/month to $65.
00/month for coverage of up to $250,000.
This is completely up to the company you choose.
My point is, you can always find a better deal if you take the time to do a little digging.
Comparing quotes is the easy task.
All you have to do is fill out the short questionnaire forms from each insurance company website.
These forms ask very little, just basic information like your address, phone number, age, coverage you want and sometimes if you smoke or not.
This is a biggie for insurance companies.
If you smoke, you will pay more.
The data that is behind all the negative impacts that smoking causes, including early death, makes insurance companies raise rates for smokers.
If you smoke, be prepared to pay more.
Simply searching through the top results you get in your quest to compare a whole life insurance quote is not always the best way to get the best deal.
Don't always pick number one.
Insurance companies pay big money to keep top positions in search engine results.
Shop around, and explore and this may give you a better deal then you expected.