Do you know how to go about filing homeowners insurance claim forms? The first thing you need to do is assess any damage done to your property.
Then, take out your policy and see what is covered.
Next, contact your insurance company right away.
They will want to know that you acted promptly.
Sometimes you can save more of the property if the insurance company is able to get started quickly.
Keep all of the documents related to the claim handy and keep multiple copies of them.
Your insurance company may mislay the police report, for instance, and this could delay your payment.
Don't be afraid to get a second opinion if you think the adjustor's estimates are not correct.
But, don't be too quick to start throwing the "lawyer" threat around too easily as this could make the insurance company to act even more slowly as they feel they need to document every little thing in case litigation occurs.
Once your claim form is filled out, you may start to play the waiting game.
You wait for an adjuster to get to your property.
You wait for the forms to be processed.
You wait for the check to be cut.
While it may seem like the process is taking forever, you should know that there are minimum performance standards set by your state's department of Insurance.
So, if you feel that the company is dragging its heels too much, contact your government agency.
And that's how to go about filing homeowners insurance claim forms.