Deciding to get out of debt does not mean that you have to sentence yourself to a bland lifestyle.
 You will need to make some changes, you will have to learn how to cut expenses, but you can have fun doing it.
Anyway, if you're miserable because you've pared your living down to the bone and have no (affordable) luxuries you'll probably quit your savings plan and end up back in the same mess.
Here are some ways to cut expenses and still enjoy life: If you have kids, why not split the cost of a babysitter with your neighbors or friends when you go out? Do you go out to a neighborhood club? Why not eat before you go out? And find out when your favorite places are running specials.
Use your computer to save money.
 There are plenty of online websites that offer coupons every day of the week.
Still going to Starbucks? How about drinking coffee instead of lattes? They're about one half the price.
 And get a small coffee or tea instead of a grande.
Instead of driving, try walking or riding a bike.
 You'll get exercise and save money on gas.
If you've been paying your credit cards on time get in touch with your credit card companies and ask them to lower your interest rates.
 You've got nothing to lose and many dollars to gain.
Take out exercise DVDs from your library and exercise at home in front of your television set instead of working out at the gym.