Trying to find pet insurance for an older cat can be frustrating and can be very costly to you if you mange to find a plan that will accept an elderly cat.
Many older cats do not have health insurance for a variety of reasons.
First of all 10 years ago pet insurance was not as popular as it was today, so many people never thought to buy a policy for their cats back then.
Second, most insurance companies have age limits on their policies and normally don't accept cats that are over 8 to 10 years of age.
If they do accept older cats, their premiums are very expensive and the coverage is not all that great.
Pet insurance companies have to charge more for older cats because odds are they are more likely to encounter chronic long term diseases that require expensive ongoing care like kidney disease or diabetes.
If you have an older cat you might want to call several pet insurance companies and get a couple of quotes and compare the coverage you get for the prices.
You should also talk to your veterinarian and see what type of plan that they recommend as well.
They probably deal everyday with pet owners and filling out reimbursement forms so they probably know which type of plans offer the payouts for their customers.
Remember; don't wait until something goes wrong with your older cat before buying a pet policy because most companies have waiting periods before the coverage goes into effect.