What does pet insurance cover?
Pet insurance is not a compulsory requirement for owners, but there can be enormous benefits to taking out a policy that offers long-term cover for your animal - particularly when it comes to funding expensive veterinary fees.
Even the most basic pet insurance policy can help towards the cost of vet bills if your beloved animal becomes ill or injured, but some policies will offer more cover than others, and you may want to take this into account when choosing a policy. You should also consider the various costs that may need to be paid, in addition to your normal vets fees, such as if your pet has to be referred to a specialist.
Pet insurance can provide cover for various types of domestic animals, but if you're looking to insure a more exotic pet you may require a more specialised policy. Even for common pets such as dogs, cats and rabbits, you may want to confirm whether your policy will continue to provide cover when they get old, and you should also consider the various costs that may need to be paid if your pet is seen by a vet, which will not only include the cost of treatment itself, but could also include X-rays and prescription pet food. Some policies cover the cost of specialised treatments, such as those for behavioural disorders in aggressive animals.
The benefits of pet insurance don't only extend to vet bills, however. Your policy could also help fund other essential costs, such as the price of advertising for lost or stolen pets, and reward money offered for their safe return. If your pet's illness interferes with your holiday plans, you could also be covered for holiday cancellations when you take out a comprehensive pet insurance policy, and your insurance could cover emergency boarding costs if your animals need to be looked after while you're in hospital.
As well as offering financial help, your insurer could also provide vital assistance in other ways, such as offering access to a dedicated emergency helpline. With 24-hour access to expert advice covering all aspects of pet health and wellbeing, you can enjoy greater peace of mind with the lifeline of pet insurance at your disposal.
When you've found a pet insurance quote that's right for you and your pet, you could also check whether there are any other discounts available. Some insurers also offer exclusive benefits when new policies are taken out online rather than over the phone.
Even the most basic pet insurance policy can help towards the cost of vet bills if your beloved animal becomes ill or injured, but some policies will offer more cover than others, and you may want to take this into account when choosing a policy. You should also consider the various costs that may need to be paid, in addition to your normal vets fees, such as if your pet has to be referred to a specialist.
Pet insurance can provide cover for various types of domestic animals, but if you're looking to insure a more exotic pet you may require a more specialised policy. Even for common pets such as dogs, cats and rabbits, you may want to confirm whether your policy will continue to provide cover when they get old, and you should also consider the various costs that may need to be paid if your pet is seen by a vet, which will not only include the cost of treatment itself, but could also include X-rays and prescription pet food. Some policies cover the cost of specialised treatments, such as those for behavioural disorders in aggressive animals.
The benefits of pet insurance don't only extend to vet bills, however. Your policy could also help fund other essential costs, such as the price of advertising for lost or stolen pets, and reward money offered for their safe return. If your pet's illness interferes with your holiday plans, you could also be covered for holiday cancellations when you take out a comprehensive pet insurance policy, and your insurance could cover emergency boarding costs if your animals need to be looked after while you're in hospital.
As well as offering financial help, your insurer could also provide vital assistance in other ways, such as offering access to a dedicated emergency helpline. With 24-hour access to expert advice covering all aspects of pet health and wellbeing, you can enjoy greater peace of mind with the lifeline of pet insurance at your disposal.
When you've found a pet insurance quote that's right for you and your pet, you could also check whether there are any other discounts available. Some insurers also offer exclusive benefits when new policies are taken out online rather than over the phone.