If you are currently shopping around for health insurance for your beloved pet, you may be experiencing a bit of sticker shock.
As the cost of providing health care to animals has risen, so have the costs of pet health plans.
Luckily, there are some things that you can do to ensure that you get lower pet insurance quotes.
Knowing what steps to take before you apply for a new pet plan will help you reduce the costs presented to you by the different pet health insurance companies.
1) Go specific, not general.
There are two basic kinds of health coverage plans for your pet.
First, there are general policies for all animals.
Second, there are plans designed specifically for the type of animal you own.
Since the plans that are designed for an animal type limit the types of procedures, surgeries, and medications that it covers, the rates are significantly lower.
In addition, the plan provides more options to you for what types of treatments you can choose.
In order to get the lowest quotes, seek plans that are specific to the type of animal you own.
2) Look for age.
Find plans that are geared to the age of your pet.
Just as the plans that are geared to the type of pet you own, getting quotes from policies that are geared to the age of your animal will net you the best results.
3) Systems.
In order to get the lowest pet health quotes possible, you will have to apply to a plan that has you pay the full amount up front, then reimburses you.
It's not the most convenient system, (other plans have you pay co-pays at the time of the vet visit), but the savings may be well worth it to you.