Anytime someone tells you that you can get lower online auto rates be sure to find out what companies they are reviewing and if the same criteria applies to you.
Everyone wants to save a few dollars and it can be done if you want to take the time and go online to research online auto insurance rates.
Comparisons are a smart way to find out if you are paying too much for your auto coverage.
If you are then you may want to consider changing companies or seeing why the rates are lower.
Sometimes when you think that you should be paying a lower cost when it comes down to reviewing all the information the answers you provided could have kicked it to another category and assessed it to a risk category placing a higher value on your policy.
For example, if you are married and have two vehicles then you would qualify for a discount.
If you have three car accidents and two traffic violations then your policy premiums would increase because you a risk to the company.
Initially, the new company looked like they would be able to save you money and then after a full assessment it was realized at that point in fact your old company was the place to be.
This is not always the case but it was a good example to use.
Another example would be when you see a lower policy premium for a package that does not have all the benefits you currently have on your auto insurance policy now.
You may have roadside assistance and the new premium does not state that benefit.
True you are looking at a lower premium cost but you are not getting the same coverage as your existing policy.
These are a few of the things to keep in mind when it is time to see if you are able to find another online auto insurance company that may be able to provide you lower auto insurance rates for your vehicle.
Make sure you are comparing apples to apples and not just dollars to dollars.