- 1). Collect your bills and rent, and list them in a notebook. Write down the average amount due and the date each one is due; then put them in order of what day of the month they are due.
- 2). Estimate your weekly household spending for groceries, gas, lunches, daycare and miscellaneous spending.
- 3). Make a chart with two columns and four rows. At the top of the page write the month; beside each row write the payday for week 1, 2, 3 and 4.
- 4). Write the bills that are due the first week in the first column of the first row and add your weekly household spending; in the second column of the first row write your weekly income. Do this for each week of the month, making sure you include your household expenses each week.
- 5). Pay each bill on the payday that it is due, either by writing a check, paying in person with cash or money order or through an online bank account.
- 6). Keep your receipts for your paid bills in a file or folder; in case there is a future question about the amount or date it was paid.
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