Online Banking From Home
We all have a limited amount of hours in our day where we have to prioritize and use our time wisely.
One way which I find helps me significantly in managing my time is online banking.
Gone are the days where you have to stand in line at the bank to transfer your money or check your balance.
No more moaning children writhing at your heels and running frantic circles around you and the other annoyed customers.
Yes, online banking is a wonderful lifesaver -- whatever stage of life you're in.
You may be reading this, set in your ways, perfectly content to drive yourself to the bank and do it the traditional way, but let's go over some key points that will help in your decision of whether to start online banking.
Does My Bank Offer This? Almost every bank in America offers this service, which is similar in Canada and many parts of Europe.
Just ask a representative from your bank to give you the information to help you get started and set up.
What Are The Similarities And Differences Between Traditional and Online Banking? Both types of banking do the same things: Save money, loan money, manage our finances and keep track of any loans.
The main difference however is that our account information is easily accessible from our home computer when we do online banking.
In a nutshell, this means you won't be using paper or the phone for transactions.
You can check your balances, transfer money from one account to another, pay bills -- do numerous tasks with the click of your mouse.
What Are The Real Advantages To Online Banking?
So maybe you'll have to make a trip to the bank occasionally to deposit an extra check here and there, and yes little Mandy will be pulling gum theatrically out of her mouth and then wail when it's stuck in her hair, but it's all about balance.
One way which I find helps me significantly in managing my time is online banking.
Gone are the days where you have to stand in line at the bank to transfer your money or check your balance.
No more moaning children writhing at your heels and running frantic circles around you and the other annoyed customers.
Yes, online banking is a wonderful lifesaver -- whatever stage of life you're in.
You may be reading this, set in your ways, perfectly content to drive yourself to the bank and do it the traditional way, but let's go over some key points that will help in your decision of whether to start online banking.
Does My Bank Offer This? Almost every bank in America offers this service, which is similar in Canada and many parts of Europe.
Just ask a representative from your bank to give you the information to help you get started and set up.
What Are The Similarities And Differences Between Traditional and Online Banking? Both types of banking do the same things: Save money, loan money, manage our finances and keep track of any loans.
The main difference however is that our account information is easily accessible from our home computer when we do online banking.
In a nutshell, this means you won't be using paper or the phone for transactions.
You can check your balances, transfer money from one account to another, pay bills -- do numerous tasks with the click of your mouse.
What Are The Real Advantages To Online Banking?
- Saves Time.
- Less Clutter: If you have a stack of bank paper statements, and just can't keep track -- online banking might just be your answer.
- Control Of Finances Even When Traveling: If you're abroad a lot and need to keep close attention of your finances, this is a life-saver.
- 24 Hour Access: This is a wonderful benefit.
Wherever internet access is available, you can check your account and do your banking -- all-round convenience. - Saves Money: Yes, this is true! You can avoid fees that you may be charged for certain teller transactions or check writing.
When you pay bills electronically -- directly from your account to the merchant -- you save on stamps.
This may seem trivial, but multiply the number of bills you pay a year by the price of the ever-increasing stamp, and it's not so trivial.
You may also get superior deals on your checking accounts with no monthly charges or service fees.
You can have a constant update of your account so you can avoid over-draft charges by transferring etc.
So maybe you'll have to make a trip to the bank occasionally to deposit an extra check here and there, and yes little Mandy will be pulling gum theatrically out of her mouth and then wail when it's stuck in her hair, but it's all about balance.
