How Do I List a Judgment on Bankruptcy Forms?
- 1). Obtain the bankruptcy schedules D, E and F and the statement of financial affairs from the United States Courts' website at http://www.uscourts.gov/FormsAndFees/Forms/BankruptcyForms.aspx .
- 2). Determine if the judgment is unsecured, secured or a priority claim. An unsecured claim is debt such as credit cards or medical bills; secured claims are those that have collateral, such as a car or house; and priority claims are those that are non-dischargable and must be repaid, such as certain taxes, child support and alimony.
- 3). Enter the judgment on the applicable schedule. Secured claims go on schedule D, priority claims on schedule E and unsecured debt on schedule F. Claims are listed in alphabetical order. List the creditor by name and address, provide when the debt was incurred and the other information requested on the schedule. The debts are totaled on the bottom of each page and then again on the summary of schedules.
- 4). Enter the judgment on the statement of financial affairs #4, suits and administrative proceedings, executions, garnishments and attachments. You have to note the caption of the suit, the case number, the court the suit was filed in, the nature of the proceeding and the status of the case. You only have to list the judgment here if it took place within a year of the filing of the petition for bankruptcy.
- 5). File the documents with the bankruptcy clerk in your district. You may do this by mail or in person. You may also file it at the same time as filing the petition or within 15 days of the filing.