According to Fair Isaac, most American consumers have 13 credit accounts reported to credit bureaus. These include both credit cards and installment loans. For those consumers who are trying to curb spending by using credit cards less, canceling a credit card might not be the wisest choice. You shou......[Read More]

Every time you buy something, whether it is gas for your car, food at the grocery store, or a pair of shoes at the mall, you are asked, "and how will you be paying?", and ... ......[Read More]

Ever wondered what the numbers on your cards indicate? Well you might have written them down at several points, either as reference or as a security measure in case of theft, but did you ever sit down to think what they might mean? Here’s the answer.......[Read More]

The problems of credit card consumers have become an open secret and the government is trying to take several steps in solving the problems of these people. With limited knowledge, many of them are moving from pillar to the post just because of their limited expertise. They do not have any picture o......[Read More]

Nowadays it is crucial to have a good credit score monitoring system. Banks want to see credit scores before they will allow you to open a checking or savings account. Not to mention the number of emp......[Read More]

Consumer credit counseling companies come in different variations. Some are non-profit, some charge small fees. No consumer credit counseling company should charge excessive fees or take a large amount out of payments that you make. There are some unethical companies out there that will do this, so ......[Read More]

After waiting for a long time to either persuade your parents or to take the big step yourself, you finally have your first credit card. It's a great feeling, but it's also a huge responsibility.......[Read More]

Many first-time homebuyers, especially those who are just beginning their search for Connecticut real estate, may be worried if they have a less than ideal credit score. Contrary to what you may have heard, a less than stellar credit score doesn't necessarily mean that you can't buy a good......[Read More]

Best Legal Credit Repair offers the best credit repair services in New Jersey that will help you raise your credit score. If you’re looking for credit repair services in NJ that will repair your credit legally, choose our credit repair company in new jersey.......[Read More]

Transferring the balance of your cards to one card can be really beneficial. How so? Say, you have 5 credit cards and all of them have accrued some points which cannot be redeemed because of ... ......[Read More]

Many unemployed and underemployed people are struggling to pay their bills. Sometimes there is not enough money to make even the minimum payments on all of the credit cards, loans and other financial obligations. It only takes one late payment on one credit card for all of them to increase your inte......[Read More]

If you are looking for the free credit counseling the ultimate way to solve the problem is to get help on the internet. Turn to the World Wide Web and search for the free credit card counseling in your state. This article tells you how to find the best free credit counseling services online. ......[Read More]

There are consumer protection laws for credit card users who dispute certain payments on their monthly statements. In fact, some credit card issuers offer enhanced protection for their customers over and above the legal requirements. If you know the laws, you can have additional confidence when you ......[Read More]

Lenders check your credit when you apply for credit. If you are looking to buy furniture on credit, buy a new car, get a mortgage on a new home, your credit is reviewed. When the lender pulls your credit report it is considered an inquiry. Those inquiries count against you on your credit report.......[Read More]

You don't have to be upset about how to raise your credit score. Please read the article to quickly learn about the vital facts.......[Read More]

Protect Yourself from ID Theft this Holiday Season and All Year ---------------------------------------------------------------------- The holidays are a time to spend with family, to celebrate, and to give and receive gifts. However, the holidays are also a ... ......[Read More]

Getting into debt and having poor credit scores are often the result of poor financial habits. Here are three positive habits that you should start cultivating now.......[Read More]

What exactly on earth are financial institution cards? Almost everybody has an idea of whatever they are but the majority of them will by no means begin to begin to see the full photo of ... ......[Read More]

If you're in debt with your card provider or any other creditor but have yet to pay up, the creditor might simply give up calling you and charge it off. If your debt is charged-off, you have one thing as advantage - you no longer have a creditor harassing you. But what this also means is a nega......[Read More]

In the modern world of today; what the most sought out thing is comfort. Credit Cards do provide comfort but it takes it seconds to turn that comfort into discomfort, when the debts starts to hike with horrible interest rates.......[Read More]