Life insurance is often thought of as being owned by a business or an individual, but trusts can own life insurance policies too. A trust set up to own life insurance is a very special type of trust, however. This trust is set up with the help of a lawyer and has implications for estate planning.......[Read More]

An insurance policy is a legal contract and may contain aspects that you do not understand. When you enter into an insurance agreement, there are many disclosures involved, on your part and the insurer's, as part of the policy and claim. Since disclosures play such a large part of an insurance relat......[Read More]

One of the most popular times for people to consider life insurance is when you become a parent. The addition of a new addition to your household is one that is life-changing €" possibly the ... ......[Read More]

A cardiac surgeon (also known as a cardiothoracic surgeon) diagnoses and surgically treats ailments pertaining to the human heart, lungs, esophagus and blood vessels of the chest cavity. She will consult other specialists before determining a course of treatment, discuss the implications with the p......[Read More]

The primary reason someone purchases life insurance is to leave money to loved ones or charities after his death. Life insurance is paid for with premiums. Premiums vary in amount, type and duration but all keep a life insurance contract valid, ensuring a death benefit will be paid upon the policy o......[Read More]

AXIS Capital, is a group of Insurance companies based in Bermuda, London, Dublin, Canada, Australia and Singapore (servicing SE Asian countries as well such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more) who ... ......[Read More]

Virtually all drivers dread the sight of those flashing red and blue lights in their rearview mirror, which indicates they're about to be pulled over for speeding. If this happens to you, not only can this mean a hefty fine, but you could also see an increase in your insurance premium. A variety of......[Read More]

A viatical settlement, sometimes referred to as a life settlement, occurs when a policyholder sells his life insurance policy while still alive. It is a way for the policyholder to receive a lump sum to be used as he sees fit.......[Read More]

A smoker receives a special rating from a life insurance company due to the increased risk that the smoker represents to the insurer. However, a smoker can get affordable life insurance from many insurers who specialize in impaired risk life insurance.......[Read More]

You purchase a life insurance plan so that the people you support financially will be provided for should you pass away. There are two types of life insurance, term and whole life. Usually, it does not benefit you to convert a term life insurance policy to a whole life policy.......[Read More]

The financial status of most professional lacrosse players is modest. Average salaries are under $30,000 per season, although a few players earn nice endorsement deals from lacrosse equipment makers. Players sometimes play in both existing professional leagues, starting one season as soon as the oth......[Read More]

Life insurance has many uses. Many of them are related to providing benefits to your loved ones or business partners after you pass away. Life insurance may also be used during your lifetime to provide benefits to yourself and your family. If you're going to use life insurance's living benefits, you......[Read More]

Whole life insurance coverage is that type of coverage that gives insurance protection throughout the entire life of the holder, it does not specified any particular amount like other types of insurance coverage will usually ... ......[Read More]

There are four major types of life insurance from which clients can freely choose. Prior to considering a particular policy, it's essential to understand the requirements and advantages of all four. The first type is ... ......[Read More]

Having a life insurance policy is essential if you have a big family. We do not like to think about death, but it is a fact that we all have to face. Death can happen ... ......[Read More]

At some point, it may become necessary to update your life insurance policy's beneficiary designations. The birth of a child, marriage, divorce, and death are all common reasons to amend the beneficiary list and distribution percentages on your life insurance policy. Changing beneficiaries is a rel......[Read More]

Cash values of a life insurance policy build up inside of permanent life insurance. The cash value is a cash reserve that builds up against the value of the death benefit. That reserve is invested by the insurance company to lower the future costs of insurance. While cash values are generally not su......[Read More]

Space travel is a dream for many, but a reality for only a select group of people in the United States -- astronauts. The National Aeronautics and Space Administration selects, trains and employs astronauts. Two types of astronauts exist in the U.S. -- civilian and military. Both are paid salaries a......[Read More]

Annuities are a form of security that involve a continual payment over a period of time. There are several types of annuities. Annuities may be variable or fixed. Annuities due are also offered. Life annuities are another purchase option.......[Read More]

Just as there are many different levels of swimming competition, there are several different types of swim coaches and radically varied compensation packages for each position. A summer-club coach, who puts in four hours a day during the summer, commands a much different salary than a coach of a maj......[Read More]