Life insurance is often thought of as being owned by a business or an individual, but trusts can own life insurance policies too. A trust set up to own life insurance is a very special type of trust, however. This trust is set up with the help of a lawyer and has implications for estate planning.......[Read More]

If there is one area that leaves people guessing, is the general car insurance area, regardless of one's education. Sadly, this reality is all over, and people just buy car insurance to get over with ... ......[Read More]

When you structure a company as an LLC, the company functions in a way that is similar to other types of corporations. It may buy and sell assets, including life insurance. Life insurance could become a major asset of the company. But you should understand how the company purchases the policy and ho......[Read More]

An insurance policy is a legal contract and may contain aspects that you do not understand. When you enter into an insurance agreement, there are many disclosures involved, on your part and the insurer's, as part of the policy and claim. Since disclosures play such a large part of an insurance relat......[Read More]

One of the most popular times for people to consider life insurance is when you become a parent. The addition of a new addition to your household is one that is life-changing €" possibly the ... ......[Read More]

Many individuals are already interested with the term life insurance because it has relatively lower life insurance cost. However, this cost can still be reduced once you are able to follow the right steps in ... ......[Read More]

Life insurance can help at a time of uncertainty.life's a gamble image by Pix by Marti from Fotolia.comNo one can predict the future. One can make educated guesses and wise estimates. This is the very foundation of the insurance business. Life insurance is very important and has a.........[Read More]

Of course buying life insurace without a medical exam will cost you a bit more. you must toss up your own desire for privacy and convenience with the potential for obtaining the lowest cost life ... ......[Read More]

A cardiac surgeon (also known as a cardiothoracic surgeon) diagnoses and surgically treats ailments pertaining to the human heart, lungs, esophagus and blood vessels of the chest cavity. She will consult other specialists before determining a course of treatment, discuss the implications with the p......[Read More]

The primary reason someone purchases life insurance is to leave money to loved ones or charities after his death. Life insurance is paid for with premiums. Premiums vary in amount, type and duration but all keep a life insurance contract valid, ensuring a death benefit will be paid upon the policy o......[Read More]

AXIS Capital, is a group of Insurance companies based in Bermuda, London, Dublin, Canada, Australia and Singapore (servicing SE Asian countries as well such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more) who ... ......[Read More]

A smoker receives a special rating from a life insurance company due to the increased risk that the smoker represents to the insurer. However, a smoker can get affordable life insurance from many insurers who specialize in impaired risk life insurance.......[Read More]

The financial status of most professional lacrosse players is modest. Average salaries are under $30,000 per season, although a few players earn nice endorsement deals from lacrosse equipment makers. Players sometimes play in both existing professional leagues, starting one season as soon as the oth......[Read More]

There are four major types of life insurance from which clients can freely choose. Prior to considering a particular policy, it's essential to understand the requirements and advantages of all four. The first type is ... ......[Read More]

Having a life insurance policy is essential if you have a big family. We do not like to think about death, but it is a fact that we all have to face. Death can happen ... ......[Read More]

At some point, it may become necessary to update your life insurance policy's beneficiary designations. The birth of a child, marriage, divorce, and death are all common reasons to amend the beneficiary list and distribution percentages on your life insurance policy. Changing beneficiaries is a rel......[Read More]

Cash values of a life insurance policy build up inside of permanent life insurance. The cash value is a cash reserve that builds up against the value of the death benefit. That reserve is invested by the insurance company to lower the future costs of insurance. While cash values are generally not su......[Read More]

Space travel is a dream for many, but a reality for only a select group of people in the United States -- astronauts. The National Aeronautics and Space Administration selects, trains and employs astronauts. Two types of astronauts exist in the U.S. -- civilian and military. Both are paid salaries a......[Read More]

Annuities are a form of security that involve a continual payment over a period of time. There are several types of annuities. Annuities may be variable or fixed. Annuities due are also offered. Life annuities are another purchase option.......[Read More]

Just as there are many different levels of swimming competition, there are several different types of swim coaches and radically varied compensation packages for each position. A summer-club coach, who puts in four hours a day during the summer, commands a much different salary than a coach of a maj......[Read More]