Health & Medical Insurance : Insurance

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Required Health Insurance for Massachusetts Residents

Required Health Insurance for Massachusetts Residents

Massachusetts law requires residents to have health insurance. The state offers programs to help people acquire and pay for the insurance.......[Read More]
Group Health Insurance Basics

Group Health Insurance Basics

Many companies choose to offer health insurance coverage as a benefit to employees. If you are a business owner, or an employee of a business that offers group medical insurance, it's essential to understand the basics of how these plans work, who is eligible to participate, how premium contribution......[Read More]
How to Find a Civil Surgeon

How to Find a Civil Surgeon

A civil surgeon is a licensed physician who conducts medical examinations of immigrants seeking permanent residency in the United States. You can find a civil surgeon in your area by relying on four kinds of resources.......[Read More]
What Is a Medicare RAC Audit?

What Is a Medicare RAC Audit?

Medicare's Recovery Audit Contractor (RAC) program works to identify improper Medicare payments. Between 2005 and 2008 it ran as a demonstration program. However, the Tax Relief and Health Care Act of 2006 mandated that it become permanent in all 50 states by 2010. In July 2008, the Centers for Medi......[Read More]
Medicare Part D Late Enrollment Penalty

Medicare Part D Late Enrollment Penalty

Medicare’s late enrollment penalty is an amount that is added to your Part D monthly premium. You may owe a late enrollment penalty if you did not join a Medicare Part D drug plan when you were first eligible for Medicare......[Read More]
How to Get Health Insurance in California

How to Get Health Insurance in California

You need health insurance to cover you, not only for life's little aches and pains, but also for major catastrophes. If you were to get cancer or be involved in an accident without insurance, the results could be financially devastating. Fortunately, you have several options if you live in Californi......[Read More]
VA Health Care Benefits

VA Health Care Benefits

Veteranmedals image by Vasiliy Koval from Fotolia.comAccording to federal guidelines, U.S. military veterans are eligible for Veterans Affairs (VA) health benefits. Medical benefit packages are only available to those who are enrolled in the comprehensive plans offered by the VA. VA.........[Read More]
United Healthcare Provider Agreement

United Healthcare Provider Agreement

Participants of United Healthcare's insurance plans are required to review, sign and adhere to United Healthcare's provider agreement. A provider agreement outlines the terms and conditions of the health plan and acts as a contract between the insurer and the insured.......[Read More]
How do I Find Help Paying for What Medicare Does Not?

How do I Find Help Paying for What Medicare Does Not?

Some Medicare beneficiaries are surprised to learn that many benefits are not covered. Unfortunately, a lot of people don't find this out until they need these services. Paying out of pocket can add up quickly and can be a serious strain on anyone's budget. Fortunately, a few options are available f......[Read More]
Requirements for a Medicaid Application

Requirements for a Medicaid Application

The requirements for an application for Medicaid are set by state agencies and laws. The specific requirements for application for Medicaid vary by state because Medicaid is run by individual states which set their own income and application guidelines. However, most states follow similar general ......[Read More]
I Lost My Health Insurance Because I Didn’t Pay My Premiums. What Now?

I Lost My Health Insurance Because I Didn’t Pay My Premiums. What Now?

Obamacare health insurance canceled because you didn’t pay? See your insurance options, what happens to your unpaid bills, and if you owe a penalty.......[Read More]
Eligibility Requirements for Non-US Citizens to Receive Medicare Benefits

Eligibility Requirements for Non-US Citizens to Receive Medicare Benefits

Medicare, like most federal programs created to give benefits and opportunities to eligible recipients, is a program for American citizens. One of the requirements to be eligible to receive and enjoy Medicare coverage is to have United States citizenship or to be a permanent resident of the United S......[Read More]
Importance of Hippa

Importance of Hippa

The Health Insurance Portability and Accountability Act of 1996 was put in to place to protect individuals from being denied medical coverage or losing their medical insurance in certain instances. In addition, it protects individuals by keeping medical records private.......[Read More]
Medicare Dental Coverage - Is It Enough?

Medicare Dental Coverage - Is It Enough?

Most beneficiaries of Medicare often complain that the dental coverage of the service is unsatisfying. In fact, it doesn't really give them much assurance that their dental health will remain intact even in their senior ... ......[Read More]
How a Quote for Insurance for Trailers Is Influenced

How a Quote for Insurance for Trailers Is Influenced

A quote that relates to insurance for trailers has to be used well if you want to get trailer insurance cover. This is needed because it can tell you what you'd have to spend for ... ......[Read More]
What You Need To Know About Health Insurance

What You Need To Know About Health Insurance

Health Insurance in America is the most important type of insurance you can get, if you where to get sick the amount of money you would end up paying can lead to financial ruin unless ... ......[Read More]
Benefits of Kids Life Insurance Policies in Alaska

Benefits of Kids Life Insurance Policies in Alaska

insurance as against the natural scheme of things. Many families are faced with rising living expenses, not to mention the rising cost of college tuition. A lot of parents have started savings programs to contribute ... ......[Read More]
Foundation for Health Coverage Education

Foundation for Health Coverage Education

The non-profit Foundation for Health Coverage Education works to organize, simplify and spread information about health care insurance eligibility. According to the foundation's website, the organization aims to reduce "the ranks of the uninsured."......[Read More]
The Disadvantages of Self-Funded Insurance

The Disadvantages of Self-Funded Insurance

Many U.S. companies take advantage of self-funded insurance.health accessories image by forca from Fotolia.comAccording to Meritain.com, self-funded health insurance is when a company chooses to pay for employee healthcare out-of-pocket instead of paying monthly premiums to an insurance.........[Read More]
Avoid Having to Pay Back Your Health Insurance Subsidy

Avoid Having to Pay Back Your Health Insurance Subsidy

Getting a subsidy to help pay for your health insurance? You might have to pay the subsidy back. Learn how to avoid this financial disaster.......[Read More]