Buying a new car is quite an exciting thing for most people; whether it is your first, or your one hundred and first; there is always a certain something about the process. This is also true just as much for those buying used cars in rural Scotland, than for those looking around the shiny showrooms of Mayfair.

What may be different of course, are the budgets involved and the seriousness of the financial situation. For most people the financial aspect is critical to the final choice made; but that doesn't mean it has to be concerning, just that it has to be a concern to bear in mind.

Possibly the first concern, it is important to consider whether used or new cars will be considered. Used cars will be cheaper and not depreciate as much, but running costs may be more expensive, whilst replacement parts may be harder to find and again, more costly if not easy to locate.

Choosing the fuel the car runs on is important too; diesel cars will most likely be more expensive at the outset, but will achieve better miles per gallon. However, such savings may only be made if the car is used regularly on long journeys. The argument for new against used comes in here too; as more recent models will naturally be more efficient.

Next to a home, a car is the next major purchase most people make. As such, financing the deal will be key. If the cash is there, great, but a loan or other agreement may be needed.

If you are unsure about financing a car purchase, dealers may be able to help. However, though they may well know the industry and what may be best for you, it is worth bearing in mind that they are only really after your hard-earned. As such, ensure you approach only reputable companies, ideally those that have been recommended to you by trusted friends or colleagues.