When Travel Uncertainty Abounds, Holiday Insurance Sales Go Through the Roof
Almost never has holiday insurance been as popular as it is now.
We used to live in a world that saw considerably less tumult; people always thought that those who bought holiday insurance "to guard against the unforeseen" needed to get a life.
While that kind of devil-may-care attitude may have made sense even one year ago, the environment we live in today is considerably different - we have tsunamis and earthquakes all over the place, civil uprisings and violent protests, drug crimes and kidnappings and terrorism (that old standby).
Needless to say, with all this uncertainty in the air, holidaymakers today feel a lot less comfortable about investing a bundle on a vacation with some kind of insurance did back it all up.
Your typical travel policy doesn't really have what you need for holiday insurance.
They certainly take care of personal illnesses and airline cancellations to do with weather disruptions.
But their coverage is usually too riddled with exclusions to be of any use.
If you fall ill for reasons of a pre-existing condition or if you hurt yourself playing some kind of sport, going diving or anything, you're on your own.
And usually, they don't cover for the kind of carnage that took place in Japan earlier this year.
Or for civil unrest in the way it's been happening in the Middle East.
What you need to protect your interests then is a holiday insurance policy that at the very least will cover for cancellations, no matter what.
If you cancel up to two days before your trip is due to begin, you get all your money back.
At popular travel websites, these kinds of no-questions-asked policies are really selling well this year.
InsureMyTrip.
com happens to be one of the most popular vendors that people turn to.
Only about one in five holidaymakers actually bother to get any holiday insurance at all.
Most of it tends to be for health-related coverage.
People have trouble getting their health insurance companies paying for their claims when they are right at home - leave alone when they are in another country.
Medicare, for instance, cuts back on all kinds of coverage when you go overseas.
Whatever airline or tour company or cruise line you make your holiday purchases from, they can probably sell you a competitively-priced policy.
For more choices in holiday insurance though, dedicated vendors like SquareMouth and InsureMyTrip should be hard to beat.
Most major airlines will offer you insurance that costs about 5% of the cost of your ticket.
For about 8% of the cost of your ticket, they'll even give you no-questions-asked policies that include about $10,000 in medical and dental coverage as well.
We used to live in a world that saw considerably less tumult; people always thought that those who bought holiday insurance "to guard against the unforeseen" needed to get a life.
While that kind of devil-may-care attitude may have made sense even one year ago, the environment we live in today is considerably different - we have tsunamis and earthquakes all over the place, civil uprisings and violent protests, drug crimes and kidnappings and terrorism (that old standby).
Needless to say, with all this uncertainty in the air, holidaymakers today feel a lot less comfortable about investing a bundle on a vacation with some kind of insurance did back it all up.
Your typical travel policy doesn't really have what you need for holiday insurance.
They certainly take care of personal illnesses and airline cancellations to do with weather disruptions.
But their coverage is usually too riddled with exclusions to be of any use.
If you fall ill for reasons of a pre-existing condition or if you hurt yourself playing some kind of sport, going diving or anything, you're on your own.
And usually, they don't cover for the kind of carnage that took place in Japan earlier this year.
Or for civil unrest in the way it's been happening in the Middle East.
What you need to protect your interests then is a holiday insurance policy that at the very least will cover for cancellations, no matter what.
If you cancel up to two days before your trip is due to begin, you get all your money back.
At popular travel websites, these kinds of no-questions-asked policies are really selling well this year.
InsureMyTrip.
com happens to be one of the most popular vendors that people turn to.
Only about one in five holidaymakers actually bother to get any holiday insurance at all.
Most of it tends to be for health-related coverage.
People have trouble getting their health insurance companies paying for their claims when they are right at home - leave alone when they are in another country.
Medicare, for instance, cuts back on all kinds of coverage when you go overseas.
Whatever airline or tour company or cruise line you make your holiday purchases from, they can probably sell you a competitively-priced policy.
For more choices in holiday insurance though, dedicated vendors like SquareMouth and InsureMyTrip should be hard to beat.
Most major airlines will offer you insurance that costs about 5% of the cost of your ticket.
For about 8% of the cost of your ticket, they'll even give you no-questions-asked policies that include about $10,000 in medical and dental coverage as well.
