Beware of Con Artists and What Their Game May Do to Your Ability to Find Cheap Insurance Quotes!
When you live in the middle of a storm center you don't flinch when you find out there's hail damage.
In fact, if you actually manage to see a year go by without it you almost wonder why! A recent press release issued by the NICB (National Insurance Crime Bureau) indicates that the number of questionable hail claims in areas like this are on the rise as con artists slowly but surely take advantage of people like these.
Keep your eyes open, or their game may completely ruin your chances of finding cheap insurance quotes! How It Happens Golf ball-sized chunks of hail can do a real number on your roof, ripping off shingles, punching in holes and generally making a mess of things.
It seems like a gift from above when a professional roofer just "happens" to be rolling through your neighborhood and offers to make the repairs, doesn't it? Almost too good to be true.
You'd be surprised by how true that is.
There's always a chance that the odd roofer is going to be rolling through a residential area, notice a broken roof, knock on your door and offer to fix it, but it's going to be the exception rather than the rule.
It's far more likely that anyone you catch knocking on your door is what's known as a storm chaser; they deliberately prowl through residential areas after a good storm, find homes that have been damaged and swear up and down they need a new roof.
Guess who's going to do the building out of the kindness of their heart (and the padding in your insurer's pockets)? What You Need to Know There's a reason finding cheap insurance quotes isn't quite as easy as it used to be, and if you open your door to an earnest roofer you're probably looking that reason square in the face.
Insurance companies are slowly but surely starting to catch on to their scams.
The game requires the roofer to overcharge you for the roof, either by padding their bill or telling you the whole thing needs replaced when in truth, a patch job would do.
When home insurance companies pay out for these scams, the cost of your insurance quotes goes flying up.
When they deny them, the homeowner may find themselves holding the bill.
There really is no way to win.
The best thing to do if you find yourself in a situation like this is to contact your insurance company, have them send out an appraiser, get a general idea of what it's going to cost to fix the roof and find out if the roofer cruising your streets is a certified contractor with your insurance provider.
Then, and only then, should you sign on the dotted line.
In fact, if you actually manage to see a year go by without it you almost wonder why! A recent press release issued by the NICB (National Insurance Crime Bureau) indicates that the number of questionable hail claims in areas like this are on the rise as con artists slowly but surely take advantage of people like these.
Keep your eyes open, or their game may completely ruin your chances of finding cheap insurance quotes! How It Happens Golf ball-sized chunks of hail can do a real number on your roof, ripping off shingles, punching in holes and generally making a mess of things.
It seems like a gift from above when a professional roofer just "happens" to be rolling through your neighborhood and offers to make the repairs, doesn't it? Almost too good to be true.
You'd be surprised by how true that is.
There's always a chance that the odd roofer is going to be rolling through a residential area, notice a broken roof, knock on your door and offer to fix it, but it's going to be the exception rather than the rule.
It's far more likely that anyone you catch knocking on your door is what's known as a storm chaser; they deliberately prowl through residential areas after a good storm, find homes that have been damaged and swear up and down they need a new roof.
Guess who's going to do the building out of the kindness of their heart (and the padding in your insurer's pockets)? What You Need to Know There's a reason finding cheap insurance quotes isn't quite as easy as it used to be, and if you open your door to an earnest roofer you're probably looking that reason square in the face.
Insurance companies are slowly but surely starting to catch on to their scams.
The game requires the roofer to overcharge you for the roof, either by padding their bill or telling you the whole thing needs replaced when in truth, a patch job would do.
When home insurance companies pay out for these scams, the cost of your insurance quotes goes flying up.
When they deny them, the homeowner may find themselves holding the bill.
There really is no way to win.
The best thing to do if you find yourself in a situation like this is to contact your insurance company, have them send out an appraiser, get a general idea of what it's going to cost to fix the roof and find out if the roofer cruising your streets is a certified contractor with your insurance provider.
Then, and only then, should you sign on the dotted line.