Perks You Can Enjoy From a Rewards Credit Card
A rewards credit card does not just offer sign up bonuses or points that you can convert to gift cards and other stuff. There are actually several other exclusive benefits that are awarded to card holders. If you have one, you should make sure that you get all the perks that it provides.
Below are some perks you can enjoy from a rewards credit card:
Free Extension on Services for Purchases
Most of the things that you buy, such as an appliance, a computer, and a smartphone, come with warranty. Warranties protect the buyers in case there is something wrong with the item. If you have been given a one-year warranty by your manufacturer, you can use your rewards card to get an extension. What this means is that you have another year to enjoy service repairs for free.
Stronger Protection Against Fraud
If you shop online or at brick and mortar stores, your vendor may choose to give you a 30-day guarantee. This is to help you return the product if you are not satisfied with it or it if contains damages. This is also useful in case you become a victim of fraudulent services. With your rewards credit card, you do not just get the 30-day guarantee. Most credit cards offer this for 90 days so that's more protection for you as a buyer. You are also given the power to return the item and get a refund.
Savings on Baggage Costs
Most of the travelers are accustomed to paying for their bags on flights. There are airlines that will charge you $25 for every bag while there are some that will require you to pay $50. If you have a travel rewards card, which is eligible for use on major airlines, you can have your bag checked for free.
Personal Concierge Service
Have a busy schedule and you can't seem to find enough time to book a hotel room or enjoy a concert? You do not have to get yourself into the hassle. You can use your card to make booking for hotel accommodations or concerts much easier. You can also use it to make reservations at restaurants or even airlines. It is easy to access your personal concierge and all major credit card issuers guarantee customer satisfaction.
Emergency Assistance
When you are on the road, you may be susceptible to several unfortunate events. For instance, you may run out of gas or you may need a quick tire change. Your rewards card can take away your worries. You will only need to call your issuer's customer service hotline and request for assistance.
New Phone
If you smashed your iPhone or Android device, you can use your rewards card to get a new one. There are specific cards that offer this special perk, letting you obtain a new phone without paying for the actual device.
These are only some of the many perks you can get from a rewards credit card. Some issuers offer more than these, providing cardholders better chances of making the most out of their spending.
Below are some perks you can enjoy from a rewards credit card:
Free Extension on Services for Purchases
Most of the things that you buy, such as an appliance, a computer, and a smartphone, come with warranty. Warranties protect the buyers in case there is something wrong with the item. If you have been given a one-year warranty by your manufacturer, you can use your rewards card to get an extension. What this means is that you have another year to enjoy service repairs for free.
Stronger Protection Against Fraud
If you shop online or at brick and mortar stores, your vendor may choose to give you a 30-day guarantee. This is to help you return the product if you are not satisfied with it or it if contains damages. This is also useful in case you become a victim of fraudulent services. With your rewards credit card, you do not just get the 30-day guarantee. Most credit cards offer this for 90 days so that's more protection for you as a buyer. You are also given the power to return the item and get a refund.
Savings on Baggage Costs
Most of the travelers are accustomed to paying for their bags on flights. There are airlines that will charge you $25 for every bag while there are some that will require you to pay $50. If you have a travel rewards card, which is eligible for use on major airlines, you can have your bag checked for free.
Personal Concierge Service
Have a busy schedule and you can't seem to find enough time to book a hotel room or enjoy a concert? You do not have to get yourself into the hassle. You can use your card to make booking for hotel accommodations or concerts much easier. You can also use it to make reservations at restaurants or even airlines. It is easy to access your personal concierge and all major credit card issuers guarantee customer satisfaction.
Emergency Assistance
When you are on the road, you may be susceptible to several unfortunate events. For instance, you may run out of gas or you may need a quick tire change. Your rewards card can take away your worries. You will only need to call your issuer's customer service hotline and request for assistance.
New Phone
If you smashed your iPhone or Android device, you can use your rewards card to get a new one. There are specific cards that offer this special perk, letting you obtain a new phone without paying for the actual device.
These are only some of the many perks you can get from a rewards credit card. Some issuers offer more than these, providing cardholders better chances of making the most out of their spending.
