What Is a Virtual Visa Card?
- A virtual Visa card has a 16 digit number, expiration date and three digit CV number, just like an actual debit or credit card.
- You can apply for a virtual Visa card online at websites like trucards.com or entropay.com. You may get a virtual Visa card with a less than stellar credit history. When your application is processed for a virtual Visa card, you'll receive all information pertaining to your card via email.
There are various fees and load requirements, depending on which virtual visa card you choose. For example, the E gold virtual Visa card has a one-time processing fee of $39.95. - A virtual Visa card may offer significant protection against identity theft and fraud. A virtual Visa card limits transactions to the loaded amount on the card, unlike credit or debit cards where transactions can be made above the amount in your checking account.
- With a virtual Visa card, you can't conduct cash withdrawals. In fact, you can't conduct any transaction with a virtual Visa card that isn't an online transaction.
- You may load funds to your virtual Visa card anytime using funds from your bank account or from a credit card.
