Are you between jobs, with no health insurance? Are you age 64 and waiting to go on Medicare, with no insurance? Are you just out of school, with no insurance? Has your Cobra coverage run out or too expensive? These are all situations where a Short Term Medical policy can be beneficial.
Short Term medical insurance is just what it sounds like.
It is temporary health coverage for those gaps in life.
Most policies can cover you for days, weeks or months.
You can usually keep the coverage for as long as a year, but usually no longer than that.
The premiums are usually quite affordable.
As you know, you can get sick or have an accident at anytime.
It is always unexpected.
Just because you are in a "temporary" situation, doesn't mean that you should be without health coverage.
Should something happen when you don't have health coverage, you and your family can be easily wiped out financially.
What's the best way to find a policy? As with anything else, you need to do your research.
You need to check what the policy will cover, and more important, what it will not cover.
Is the company reliable? Is the company financially sound? These are all things that you need to look into.
The best way to find a policy and get all these questions answered is to find an "independent" insurance agent that specializes in this area.
Your financial well being is too important.
Don't get caught without health insurance.