If you have any tangible assets - large or small, you need the protection of homeowner's insurance. These homeowner's policies cover you in a home or an apartment, whether you are a home owner or a renter. A well-written homeowner's policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The homeowner's insurance policy will also be your first line of defense against a lawsuit from someone injured at your home.
The cost of this homeowner's insurance coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way -- unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier not you in the event of a loss.
At Royal Brokerage, we specialize in writing homeowner's insurance policies for the homeowner or renter we also help those who own waterfront homes or homes near the water. We have a program for just about any home, regardless of its location or claim history. We can help cover your tangible assets when you need it.
Royal Brokerage was established in 1977 by Robert Bernstein in the Babylon, NY area. Being a local company in the New York area, we are capable of providing the up-close and personal service you both need and deserve. Our staff is able to provide quick service as well as professional advice catered to your individual situation.
We carry all types of insurance, both commercial and personal. You will find that with our large selection of carriers, it is possible to handle most any situation. We are confident we will keep your homeowners insurance and your other insurance costs down. With our wide range of services, we will help to maximize profits in your business. Our personal insurance services will save you money, while providing proper insurance coverage for you and your family.
The cost of this homeowner's insurance coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way -- unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier not you in the event of a loss.
At Royal Brokerage, we specialize in writing homeowner's insurance policies for the homeowner or renter we also help those who own waterfront homes or homes near the water. We have a program for just about any home, regardless of its location or claim history. We can help cover your tangible assets when you need it.
Royal Brokerage was established in 1977 by Robert Bernstein in the Babylon, NY area. Being a local company in the New York area, we are capable of providing the up-close and personal service you both need and deserve. Our staff is able to provide quick service as well as professional advice catered to your individual situation.
We carry all types of insurance, both commercial and personal. You will find that with our large selection of carriers, it is possible to handle most any situation. We are confident we will keep your homeowners insurance and your other insurance costs down. With our wide range of services, we will help to maximize profits in your business. Our personal insurance services will save you money, while providing proper insurance coverage for you and your family.
