Why Should I Use a Mortgage Broker in Calgary?
Real estate sales are fairly brisk in Calgary and many more homebuyers are beginning to realize the importance of using a professional mortgage broker as part of the home-buying process. Whether a first-time buyer or someone upgrading an existing mortgage, the services rendered by a top-notch Calgary mortgage broker can be indispensable in obtaining not only the best rates but also the highest level of individualized customer service. There are several reasons why this is true.
Calgary Mortgage Brokers Just Work Harder
Mortgage brokers are typically small businesses that rely on exceptional, personalized service quality in order to attract new clients, many of whom come either personal references or referrals or from existing/past clients. Unlike large lending institutions, they don't have huge advertising budgets to attract new customers. As a result, they work harder and are willing to go the extra mile to gain the attention of the home buying public. This is a good thing and definitely works to the advantage of clients.
Because independent mortgage brokers don't owe any allegiance to a particular institution or loan program, they're able to shop around, compare and offer the best loan products for each individual homebuyer, both simplifying and speeding up the mortgage-lending process. They're expert negotiators, capable of finding the best terms/rates available in the marketplace.
By contrast, large lending institutions are pushing their own loan programs and have little flexibility in going outside the box to find clients the best deal. They're often less concerned with offering a loan that best suits the customer's needs and more focused in making a loan that best suits their own agenda.
A Qualified Mortgage Broker in Calgary Saves Time and Money
Finding the most attractive mortgage loan can be a complicated, time-consuming proposition for the average consumer. A good broker, on the other hand, knows exactly what's out there, has access to a list of the most highly rated lenders and can pick and choose exactly what best fits a particular client's situation. Why spend valuable time looking for the best loan deal when that time could be better utilized looking for the most desirable home? A broker will do all the needed legwork to find the most attractive loan offers and, best of all, these services come free of charge to the client, as costs are paid in the form of a finder's fee from the lender.
There is no doubt that working with a qualified, dedicated Calgary mortgage broker is the way to go when buying a home of refinancing an existing mortgage contract. Nowhere else can a consumer receive this type of high-level service and savings at no cost to themselves. Once the advantages are understood, wouldn't it be silly to attempt the home buying process alone? We think so, and would be happy to provide further information and/or advice to get you started today. We're Mortgages by Candice, one of Calgary's top-rated independent mortgage brokers, with years of successful service helping our neighbors in obtaining their dream homes.
Calgary Mortgage Brokers Just Work Harder
Mortgage brokers are typically small businesses that rely on exceptional, personalized service quality in order to attract new clients, many of whom come either personal references or referrals or from existing/past clients. Unlike large lending institutions, they don't have huge advertising budgets to attract new customers. As a result, they work harder and are willing to go the extra mile to gain the attention of the home buying public. This is a good thing and definitely works to the advantage of clients.
Because independent mortgage brokers don't owe any allegiance to a particular institution or loan program, they're able to shop around, compare and offer the best loan products for each individual homebuyer, both simplifying and speeding up the mortgage-lending process. They're expert negotiators, capable of finding the best terms/rates available in the marketplace.
By contrast, large lending institutions are pushing their own loan programs and have little flexibility in going outside the box to find clients the best deal. They're often less concerned with offering a loan that best suits the customer's needs and more focused in making a loan that best suits their own agenda.
A Qualified Mortgage Broker in Calgary Saves Time and Money
Finding the most attractive mortgage loan can be a complicated, time-consuming proposition for the average consumer. A good broker, on the other hand, knows exactly what's out there, has access to a list of the most highly rated lenders and can pick and choose exactly what best fits a particular client's situation. Why spend valuable time looking for the best loan deal when that time could be better utilized looking for the most desirable home? A broker will do all the needed legwork to find the most attractive loan offers and, best of all, these services come free of charge to the client, as costs are paid in the form of a finder's fee from the lender.
There is no doubt that working with a qualified, dedicated Calgary mortgage broker is the way to go when buying a home of refinancing an existing mortgage contract. Nowhere else can a consumer receive this type of high-level service and savings at no cost to themselves. Once the advantages are understood, wouldn't it be silly to attempt the home buying process alone? We think so, and would be happy to provide further information and/or advice to get you started today. We're Mortgages by Candice, one of Calgary's top-rated independent mortgage brokers, with years of successful service helping our neighbors in obtaining their dream homes.
