How to Get Help With Rent Money
- 1). Talk to your landlord. Explain to your landlord--before the rent is due--the situation at hand and why you may be late with rent money. Ask if he will make a pre-arranged agreement with you to spread out the rent payment over the course of the next month without assessing any late fees. Re-assure her that you will pay the rent money as soon as possible.
- 2). Work more hours to receive a larger paycheck. Speak to your work supervisor or human resources department. Explain that you want to work additional and over-time hours to meet your rent obligations. If your supervisor cannot schedule you for more work hours, speak to a willing co-worker who may let you "take" his shift for a day. Seek approval from your supervisor--with the co-worker by your side--once the agreement has been made.
- 3). Borrow money from an immediate family member, such as your mother, father or sibling. Explain the details, such as how much money you need, why you're short on rent obligations and how you'll pay it back. Create a plan-of-action to pay back any money borrowed.
- 4). Get a short-term personal loan from your bank. Many financial institutions--especially local banks and smaller credit unions--may be more willing to lend money if you've shown financial responsibility in the past with your bank account. Fill out any loan applications and documents, making sure to document how long you'll need the loan and with what funds you'll pay back the loan.
- 5). Contact your state's public housing authority. Most states offer programs such as Section 8--housing vouchers--which provide monthly rental assistance based on your income and contingent upon an inspection and approval of the apartment or building in which you live. Fill out rental assistance paperwork and applications, stating your income accurately and honestly.
