Over the years I've worked with many people who have found themselves struggling with overwhelming unsecured debt. Regardless of the type of service that would best serve a client, (i.e., bankruptcy, debt settlement, debt consolidation or debt management, credit card defense) every client had t......[Read More]

Credit cards have quickly become the fast and convenient way to pay for everything, from parking tickets to online purchases. With one easy swipe or the punching in of a few numbers, you can make a major purchase now and pay for it later in monthly installments. It's that easy.......[Read More]

The foremost thing to be on familiar terms with about the credit score scale is there are quite a lot of methods to keep a tally your credit. This makes for a spacious array of ... ......[Read More]

A credit card is a type of short-term loan; the lender pays for charges to the card and you must pay the lender back at the end of each month or pay interest on your balance. If you default on this loan, your lender may close your account, sue you for the amount you owe or ask the court to garnish y......[Read More]

Credit cards offer purchasing power, convenience and security. Many consumers choose to carry credit cards and they are required in some cases, such as renting a car or booking a hotel room. Credit card holders have the option of adding an authorized user on their credit accounts. Becoming an author......[Read More]

By now, most people with even the smallest amount of credit are aware that a credit score has a big influence on their financial lives. A credit score is a three-digit number anywhere between 350 and 850 and represents credit worthiness.......[Read More]

PayPal is a leader in online financial accounts. The company provides a means for people to transfer money and make payments online, even if clients don't have other financial accounts. One option available through PayPal is an external account. This option provides PayPal users with greater flexibi......[Read More]

Keeping your credit rating in good standing is essential especially if you have a business or you want to buy big ticket purchases such as a car or a house for example. Bank loans are easy to acquire if you have a good credit rating to show. ......[Read More]

Borrowing from your 401(k) to repay debt isn't a good idea. Here's why.......[Read More]

Did you know that the average credit score in America may be continuing to drop? As recession continues to hit home hard, people are continuing to find that they are having a hard time paying their bills on time. Car payments are late, foreclosures continue to be on the rise, and credit card are max......[Read More]

There are very many benefits of starting an eCommerce site, and this is why many stores and individuals are going in this direction.......[Read More]

A list of ten credit repair tips that may help those with credit issues get started.......[Read More]

Consumers have a core group of options when it comes to guaranteeing a reservation with a credit card.Andrea Bricco/Brand X Pictures/Getty ImagesConsumers have a range of options when it comes to guaranteeing a reservation with a credit card. Hotels, airlines, car-rental agencies and.........[Read More]

Engaging in credit finance is not just all about money. It involves a great deal of trust between lenders and borrowers. It is a trust that you can repay your lender for the money he has bestowed you when you were in need. It is this trust that you further build so that in the future, you can ask fo......[Read More]

Many people are confused about what credit services are right for them.Is credit repair right for me or should I hire a debt settlement company to help me?Or, are the services the same thing? Today I met with the owner of a car dealership to talk about how we could help his customers fix their credi......[Read More]

There is a need to protect consumers from unscrupulous practices in lending. In 1982, the Central Bank issued circular 905 which suspended the usury law, Republic Act 2655 amended under Presidential Decree 116 which was upheld by the Supreme court (SC). The circumstance surrounding the suspension of......[Read More]

Credit offered by one business to another is called business credit or trade credit. If you want to build a thriving business, building business credit has to be one of your main primacies. Without th......[Read More]

Bad credit affects every part of your financial life, including renting an apartment. While an eviction or foreclosure may have prevented you from renting an apartment years ago, it is not an automatic preclusion now, thanks to the effects of the recent recession. Landlords are more permissible now ......[Read More]

Capital One--a major credit card issuer--gives card holders the chance to earn frequent flyer airline miles simply by making purchases and paying the credit card statement on time. The miles program does not restrict where you can fly or the dates you plan for your travel rewards. Capital One's "No ......[Read More]

It is common and normal for banks and other lenders to purchase a copy of your credit report from bureaus as part of the decision-making process of granting you a loan. But do you know that more stakeholders in the business world are beginning to do same? Such is the story of the new trends in the f......[Read More]