You should view your credit report online before applying for automobile financing. Too often, people apply for financing without knowing where they stand credit-wise which can be costly over the life of the loan. Many ... ......[Read More]

Have you been perplexed by credit scores and how they work? Did you close accounts thinking that would help your credit? Have you paid off credit cards and not used them for over a year period thinking it would help you?......[Read More]

Credit card debt is becoming common with a lot of people because of prevalent economic difficulties. It's so easy to buy anything these days and just charge it to your card or to one of the several that you have. It starts little by little but before you know it, your card debt has grown beyond......[Read More]

There are several companies on the internet now that will give you an almost immediate report of your credit score and credit history. They all offer fast reliable and secure information. Usually when you do sign up on one of these sights your start a trail of 3-bureau credit monitoring and tracking......[Read More]

Rebuilding your credit after Bankruptcy is not as difficult as it may seem, but it will take time and effort.The road may not always be smooth. Scam artists and unscrupulous businessmen will try to use your past misfortune to line their pockets. Credit card companies and car dealers will try to char......[Read More]

If you have credit card bills that are more than 180 days past due, chances are they will be turned over to a collection agency. In some cases, collection agencies are part of the credit card company. In other cases, the collection agencies will have purchased your debt from the credit card company ......[Read More]

In 2008, R420-million worth of credit card fraud was committed in South Africa. That is R35-million per month squandered by clever criminals who have entire syndicates dedicated to making money illegally. Don't fool yourself into thinking these syndicates are unintelligentthey are trained and d......[Read More]

If you have to pay debts of credit card companies then you may be getting regular calls from that company. Every one wants financial freedom. Debts and loans make life sick.......[Read More]

For a small business owner, building a good credit history can be essential to getting the business through the rough times. One of the easiest and quickest ways of beginning to build a good credit history is through the use of a small business credit card. ......[Read More]

The United States has laws that limit the amount of time a creditor can collect a delinquent debt. However, some debt-collection companies attempt to skirt those laws to force consumers to pay delinquent debts that could be several years old. Consumers who aren't aware of their rights can easily be ......[Read More]

A lot of people have decided to purchase prepaid credit cards given that traditional credit cards have come to be known as huge financial risks-causing people to have more debt than income. Prepaid credit cards have come to be known as the "secured" credit card that compels their owners to......[Read More]

It is no news that many people complain about the state of their credit reports without brainstorming on what to do to improve their lot. Some people have been denied mortgage loans, auto finances, or even loans for college tuition simply because they have poor credit scores. ......[Read More]

A rewards credit card does not just offer sign up bonuses or points that you can convert to gift cards and other stuff. There are actually several other exclusive benefits that are awarded to card ... ......[Read More]

A campaign is a series of planned activities with a particular social, commercial or political aim.Campaigning is done against nuclear weapons and war.Similarly, advertisement, election, empowerment o......[Read More]

Mastercards have nowadays insinuated themselves into all corners of our lives, and it is rare for an adult nowadays to not carry 1 card. As well as being utilized in the standard manner to buy ... ......[Read More]

Those times are long gone when people had to carry cash with them to buy utilities and products of daily needs. The people of cash era had to stand in long queues to wait for ... ......[Read More]

Getting a new credit product could make sense for a variety of reasons. Rewards programs change, interest rates can drop, or maybe your financial situation changed. However, there's a good way and a bad way to shop for new credit. Every inquiry made on your report can affect your score, and understa......[Read More]

In the present economic downturn, debt and insolvency seems to be escalating.Serious debt requires serious measures, with solutions sought hopefully on a long term fix rather than short term relief. Credit counseling can provide solutions to clients who have become grid locked in spiraling debt. ......[Read More]

National Credit Systems is a collection agency whose primary aim is to help apartment landlords secure past-due monies from tenants, according to the company's official website. Ninety-eight percent of the agency's business is derived from apartment community managers and landlords.......[Read More]

It is easy to build up a large debt on a credit card, and by doing so the monthly payment skyrockets along with the amount you pay just for the interest. This becomes an expensive monthly bill, even if you no longer use the card. However, most credit card companies are open to negotiating with you i......[Read More]