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Would you like to erase your bad credit report? Yes of course you would - who wouldn't. Unfortunately that does not mean that it is possible to do so. You can take steps to improve and help build up your credit rating, but there is nothing you can do to just erase a bad credit report. So why do......[Read More]

Everyday we talk with customers who "know" something about credit. It's amazing how after you've believed something long enough it "must be true." Well, we've put together a few of the most common myths.........[Read More]

Businesses, small and large, are experiencing ever-increasing amounts of unpaid and charging off delinquent debt, during this difficult economy. Since most businesses don't have the experienc......[Read More]

When it comes to financial obligations, enormous amount of credit card debt is the major issue faced by most people all around the world at present. Many people are already drowned into credit card obligations and they find a lot of difficulties in dealing and finally getting rid of it. If you are o......[Read More]

Many of the loan origination systems (LOS) offered in the financial services market are "clunky" - cumbersome to install, and difficult to integrate with existing systems. However, finding ways to automate service processes and create efficiencies will not only ensure customer retention bu......[Read More]

There are times when folk seek loans from banks, but are disappointed when their application is disapproved. Such-like ones are disappointed because they think that they have a good chance of getting a loan. This illustrates the importance of considering private credit worthiness and what it suggest......[Read More]

Managing your TransUnion credit report is important to ensure that creditors and lenders who check that report get the most accurate information for you. Learn how to manage your TransUnion credit report.......[Read More]

Merchant credit card can provide expert customer service and the right technology necessary for addressing the needs of millions of businesses in the US and around the world. Merchant credit card processing offers multitude of ... ......[Read More]

There are three major credit bureaus in the United States from which to obtain your credit score: Equifax, Experian and TransUnion. These bureaus receive periodic updates from creditors about an individual's payment status, which, in turn, helps to decide their credit score. Performing.........[Read More]

Financial institutions in a tough situation - debts are mounting as a result of reckless lending and now they are tightening their lending criteria to try to limit the damage. What does this mean for you?......[Read More]

Many smaller banks have been offering credit cards designed specifically for people with bad credit.You may think that it doesn't make sense to offer them to people with bad credit, but when you look at the charges involved, you'll see that it actually makes very good sense for the issuing......[Read More]

A debit card (also known as a bank card) is nothing but a plastic card through which card holder can easily access to his/her account electronically in any particular bank account and withdraw previously saved ... ......[Read More]

Getting a high score can be difficult, but then how do you maintain it, and why should you worry about it? This article looks at all aspects of maintaining a healthy credit rating.......[Read More]

There are a number of steps you need to follow to apply for a BP credit card. There are several cards that you can select from, and each one has its own features and benefits. Choose the card that helps you achieve your goals and objectives. Your interest rate could change under certain conditions ......[Read More]

The magnetic strip on your credit card contains a summary of the account information printed on the card, including the number, expiration date and security code. A thief could swipe it at registers and make fraudulent purchases if you don't destroy it before you throw away your card. You cannot lit......[Read More]

One way to give money as a gift without writing a check or giving cash is by giving an American Express (AMEX) gift card. AMEX gift cards come in prepaid values of: $25, $50, $100, $200, $500, $700, $1,000, $2,000 and $3,000. When you use the gift card, the amount of money used in the transaction is......[Read More]

The term two cycle billing” may not be common knowledge to all credit card users, but it is a concept that everyone should be aware of. Some issuers have been moving away from the average daily billing cycle and changing over to the two cycle way of calculating the interest earned on ba......[Read More]

Beacon score is the name given to a fico credit score which is centered off details which the data furnisher Equifax gathers. This rating is used to be able to help discover if an individual's ... ......[Read More]

Do you have a credit card?If so, chances are that you are not using the best credit card relating to your situation.Read on to help you choose the best credit card.......[Read More]