Funds that can invest your money include stock and bond funds. These funds, also called mutual funds or money market funds, can vary in performance. You can check a fund's performance by learning how to read a performance advertisement that has various types of data about the fund. You can then deci......[Read More]

Biotechnology is an advancing area of business at the moment. It involves living microorganisms that are used in conjunction with technological processes to create new products in a variety of ways. Since this is an ... ......[Read More]

Yield to maturity--YTM--is one of the yield definitions that are applied to bonds. Other bond yield calculations are the coupon yield and current yield. The yield to maturity gives the most accurate representation of the return an investor will earn if she buys the bond and holds it until maturity.......[Read More]

What is your strategy of stock trading? How do you pick stocks in which to invest? Do you take tips from the brokers on TV or do you listen to your friends?......[Read More]

You are finally to the place where you have paid off most of your debt and are ready to start investing in the stock market. You may have many goals that you are hoping to fulfill in the market - from retirement to an European vacations. That's the first step already down: you know why you want......[Read More]

Investors look toward corporate bonds as a means to grow wealth and preserve purchasing power above the rate of inflation. Although bonds are conservative investments, relative to the stock market, all financial assets carry risks. Bonds are associated with default risks, or missed interest and prin......[Read More]

A yield is the amount of annual income expressed as a percentage of principal. Bond funds collect interest from bonds in their portfolios and pay them out to the investors as dividends, so a bond fund yield is calculated by dividing the annual dividend by the current bond fund share price. The yield......[Read More]

By law, government-regulated money market funds may invest only in low-risk, short-term securities, such as Treasury bills, certificates of deposit and various forms of commercial paper -- essentially, short-term unsecured notes offered by large, stable corporations and investment firms. These funds......[Read More]

Mutual funds are one of the best way for investors of any experience level to get into the stock market. However, there are multitudes of mutual funds available, and they are not all created equal. Each one has its own investment objective, fees and expenses. Expenses can play a big role in a mutual......[Read More]

Savings bonds issued by the U.S. government earn interest over time and have maturity dates of between 20 and 40 years. You do not have to report savings bond interest until you cash in, or "redeem," the bond or it meets its final maturity date. When these occur, you must report the interest earned ......[Read More]

Beginning in 2006, the state of Alabama has offered a weekend each year during which time certain consumer items will be exempt from state sales tax. Alabama, along with 16 other states, offers a minimum of one weekend a year in which it forfeits state sales tax revenue. In Alabama, this no-tax we......[Read More]

We've been trading stocks and options for a number of years and since 2006 trading Forex exclusively, it's been an exciting adventure. We know what it is like to be a newbie in the trading world. You'll get to hear The Good, The Bad and The Ugly. Nothing will be held back and no stone......[Read More]

Purchase of mutual funds involves owning pooled options in stocks, bonds, securities, or real estate for the sole purpose of generating profits through diversification of your investment. The investment is diversified by investing in both sector and industrial segments, thereby spreading the risks i......[Read More]

Stock trading is considered a risky business and definitely not for the faint of heart especially if you want to engage in day trading wherein the whole process of buying stocks and selling the same for a profit needs to be completed in the course of a day. If you want to engage in this business, yo......[Read More]

The markets are volatile.Pretending that you will make a consistent annual return by investing into a few stocks is unrealistic.Because the markets are not tamed it may be hard to produce consistency just by holding onto a stock.......[Read More]

There are two basic types of investments: stocks and bonds. Bonds represent debt, and stocks represent ownership. Preferred stock represents a little bit of both. Retractable preferred shares allow the owner to sell the share back to the issuer at a set price.......[Read More]

What are Bond Ratings?Most people are familiar with the concept of a "credit score." You probably know that banks use them when you apply for a loan or a credit card, and you may even have researched yours, thanks to a number of online services that offer them to consumers.Bond ratings.........[Read More]

When a firm or a group of investors wishes to purchase controlling interest in a corporation, the decision to sell is in the hands of the board of directors for that corporation. However, the board of directors can be bypassed if the group issues a tender offer to buy out the company directly to com......[Read More]

Treasuries are a type of bond that are sold by the United States Treasury Department. Investing in this type of bond is popular because it is considered to be relatively safe and it provides a steady rate of return. Investing in this type of bond can bring you regular interest payments and you can b......[Read More]

Both yield and yield to maturity are measures of the investment value of a bond, which is a type of financial instrument. Where the yield is a nominal level of interest that is paid out each year on the principal value of the bond, the yield to maturity is a measure of the bond's interest payments o......[Read More]