Types

• Travel Guard offers package plans, medical plans and specialized plans. Plans can be customized to fit almost any traveler's needs. Trip cancellation and interruption events such as financial default of a service provider, hurricanes, terrorist acts, job loss and medical emergencies can be covered under one of Travel Guard's policies.
  
  

Benefits

• Aside from reimbursing you for covered lost trip expenses, Travel Guard policies come with 24-hour travel assistance worldwide. This includes a host of services from helping retrieve lost luggage or passports, acquiring emergency funds, re-booking transportation and lodging to information on vaccine requirements.
  
  

Cost

• The total value of your trip and your age, not your destination, determine the total cost of your plan. The price of Travel Guard plans usually runs between five and seven percent of the value of your trip.
  
  

Considerations

• While medical travel insurance provides important services such as emergency medical evacuation, it does not always provide coverage for illness related to a preexisting condition. However, you can obtain a policy with Travel Guard that has a "look-back" period of 60 days, which is a relatively short period compared to most plans. This means that any injury or illness in the past 60 days for which you sought treatment or the symptoms existed will not be covered.
  
  

Warning

• Travel Guard's Storm Guard can provide coverage for trips that may be affected by a hurricane but there are limitations. Get all the details before purchasing a plan.