It is easy to get over our head into debt when the holidays are here.
In a lot of cases we spend over a thousand dollars or more just on gifts for our family and friends and this means we use the plastic to pay for it.
Paying off this debt after the holiday's is over can help you save money.
What you want to do first is make a list of the credit cards that you used to charge items for gifts.
It is always a good idea to keep your receipts of this items you have bought because this will make it easier when it comes time to pay off these bills.
Next you want to send an extra payment on each card.
It is best to decide you have an extra $100 to pay off bills then you see you have 5 credit cards so you send each one $20 extra on top of your regular payment.
this will help to pay off that credit card holiday debt quickly.
Another great advantage to paying of your holiday credit card debt is that you will save money because you will have a smaller balance that is charged interest for the next month.
It is OK to use your cards during the holiday's but make sure that you have a plan to pay them off as well.
Remember that you want to improve your financial situation and the best way to do that is to pay off your holiday credit card charges.
With the right plan you will be able to eliminate your debt.