Gas Credit Card Application Tips
A number of gas companies offer credit cards to customers.
These cards offer different options, depending on the company involved.
Before deciding which one to apply for, it pays to do some investigation first.
The gas credit card application tips that follow will help to make sure you provide the right information the first time through.
Fees and Interest Rates The first thing to consider is the amount of interest you will be charged for your purchases.
Different gas companies offer different interest rates on their cards, and some of them also charge an annual fee to keep the account open.
You will also want to find out the details of any rebate program offered by the company.
Does the card entitle you to a discount on your gas purchases or a rebate once you have spent a certain amount of money? Do all of your purchases qualify for the rebate or are there certain conditions that need to be met? Application Tips Once you have found a card offer that seems right for you, the next step is to fill out the gas credit card application.
Make sure that you answer all the questions carefully and honestly.
Resist the urge to overstate your household income or hide the fact that you have recently changed jobs.
If you are unsure of how much you make, check last year's tax return or pay stubs.
A good estimate will work.
If the application asks about other debt or account holdings, take the time to check that information.
This will protect you from getting in over your head.
Make sure these numbers are accurate as they will determine the amount of credit the company will extend to you.
The company that receives your gas credit card application form uses a number of criteria to decide whether to issue you a card.
So it's more important to simply state the facts on your form.
Double check your address and contact information so that the company can reach you as needed.
These cards offer different options, depending on the company involved.
Before deciding which one to apply for, it pays to do some investigation first.
The gas credit card application tips that follow will help to make sure you provide the right information the first time through.
Fees and Interest Rates The first thing to consider is the amount of interest you will be charged for your purchases.
Different gas companies offer different interest rates on their cards, and some of them also charge an annual fee to keep the account open.
You will also want to find out the details of any rebate program offered by the company.
Does the card entitle you to a discount on your gas purchases or a rebate once you have spent a certain amount of money? Do all of your purchases qualify for the rebate or are there certain conditions that need to be met? Application Tips Once you have found a card offer that seems right for you, the next step is to fill out the gas credit card application.
Make sure that you answer all the questions carefully and honestly.
Resist the urge to overstate your household income or hide the fact that you have recently changed jobs.
If you are unsure of how much you make, check last year's tax return or pay stubs.
A good estimate will work.
If the application asks about other debt or account holdings, take the time to check that information.
This will protect you from getting in over your head.
Make sure these numbers are accurate as they will determine the amount of credit the company will extend to you.
The company that receives your gas credit card application form uses a number of criteria to decide whether to issue you a card.
So it's more important to simply state the facts on your form.
Double check your address and contact information so that the company can reach you as needed.
