Exemption Hearing

• An exemption hearing involves the right of a creditor to garnish the wages of a debtor. Normally, the creditor has a valid court order, which should be verified by the employee before proceeding by asking for all documents from the initial case. The garnishment is based on the court order and instructs the employer to withhold a percentage of the employee's wages until the amount is paid in full. The employer is required to send the money to the court or to a creditor as designated on the wage assignment order.