You might want to buy more and more when being in shopping malls if you have a credit card with you.
Because you will think that you do not spend money at all, and then you feel relax to use the card to make purchase, you only need to swipe it and put it on credit.
This can be exhilarating compared to pay in cash.
But actually this is dangerous to consumers who like to buy things.
If you want to classify buyers, then I should say there are impulse and practical buyers.
An impulse buyer will buy something if it fancies him/her without even thinking of the price.
While a practical buyer will think it over before he/she buys merchandise.
Those who get in trouble with debt are mostly the impulse buyers.
But actually practical buyers can also get into debt trouble.
Either impulse or practical buyers might find these cards very addictive and this is the reason why banks designed them.
It is definitely not good to over spend in the current economic condition.
So you need to control yourself in buying things.
First of all, make a specific budget for your shopping needs, and set aside some money for savings.
Do not buy luxury merchandise if it is beyond your shopping budget.
Control your purchasing desire and then you can save some money.
Second, when you are buying things online, ask yourself if it is necessary and then do the credit cards processing.
Do not buy things which you do not need and only for the brand or for the material of the merchandise.
Self-control is the main way to avoid having debts.
If you follow the tips above, then you will gradually stay away from impulse purchase and buy things without worries.